SVP, C&I Portfolio Management

Posted 7 Days Ago
Be an Early Applicant
San Diego, CA
175K-225K Annually
Senior level
Fintech
The Role
Manage and oversee the Portfolio Management team at Axos Bank, focusing on the commercial loan portfolio which includes C&I and specialty credits. Responsibilities include establishing processes and policies, conducting audits, collaborating with various teams, and ensuring accurate loan file maintenance and performance monitoring.
Summary Generated by Built In

Axos Bank

Target Range:

$175,000.00 - $225,000.00

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 25%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

Manage and provide daily oversight of the Portfolio Management team – focusing on continuous monitoring of the Bank’s commercial loan portfolio. Manage all department functions, including, but not limited to, monitoring process, policy, and concentration limit compliance, oversight and development of mid-level and junior staff, managing loan review process, and curating information for compliance and board reporting. The commercial loan portfolio includes C&I and specialty credits, including but not limited to: asset-based lending, fund finance, cash flow leveraged lending, and lender finance.

​Responsibilities:

  • Establish department wide processes and policies, including working with project management and technology teams to implement
  • Manage the engagement and workflow of product level and department audits, including internal and regulatory audits
  • Collaborate with relationship management, underwriting, operations, servicing, and special assets teams to ensure strong client service and loan administration
  • Review and approve or make recommendations for loan reviews and modifications
  • Responsible for monitoring the credit quality of the assigned portfolios with individualized and programmatic management and monitoring, reacting quickly and developing strategies for addressing changes in performance.
  • Ensure strong loan file maintenance
  • Monitor payments, collections, payoffs and associated projections
  • Ensure accurate and timely document and covenant tickler monitoring and testing, including use of dashboard reporting
  • Analyze data and prepare monthly and quarterly reports for review
  • Lead a high performing organization by engaging associates, setting expectations, holding teams accountable and recognizing great work

Requirements:

  • Bachelor's degree
  • 10+ years' asset-based lending and cash flow experience
  • Global C&I experience
  • Strong leadership skills

Axos Employee Benefits May Include:

  • Medical, Dental, Vision, and Life Insurance

  • Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)

  • HSA or FSA account and other voluntary benefits

  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

The Company
HQ: San Diego, CA
1,001 Employees
On-site Workplace
Year Founded: 2000

What We Do

Axos is a technology-driven financial services company providing a diverse and ever-growing range of innovative products and services for personal, business and institutional clients nationwide.
Powered by exceptional team members, a clearly defined set of values and a culture that is both meritocratic and self-governing, we are transforming banking as we know it.

Our mission is summed up in two words: Banking Evolved.
Banking Evolved means providing products and services that are technologically superior to our competitors and that offer our customers an unbeatable value proposition.
Banking Evolved means continuously innovating and excelling in the following areas:
• The incubation, creation and deployment of new businesses and tools that best serve our customers;
• The evolution, optimization, delivery, distribution and marketing of our products;
• The harnessing of data and technology to manage our business most effectively and efficiently; and
• The development and engagement of our team members.

To be part of the Axos team is to live our values as your own, to work with a strong sense of individual purpose and to embody a commitment to the shared success of our business.
As a meritocracy, we believe that success is earned. We reward individuals on the basis of their achievements.
As a self-governing organization, we derive strength from the internal resourcefulness of each individual. We emphasize independence, goal-setting and personal accountability.

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