Lending Strategy works horizontally serving as the interface and thought partner between Lending and the Member Strategy Office to support a center-led member strategy and provide relevant financial information to inform business decisions. We oversee and report on Lending's financials and positioning within the enterprise and represent Lending's knowledge and perspective through the sharing of data and insights, and synthesizing feedback into the segment strategy.
The Emerging Trends and Technology team collaborates with the AI Working Group to accelerate AI readiness and deploy high-impact, risk-worthy AI solutions that act as force multipliers for Lending – enhancing operational speed, precision, and member service.
The Summer Associate Program is a 12-week internship program beginning in May 2027 and ending in August 2027. Students will work on impactful projects and meaningful work during their internship. To qualify for this position, applicants must be currently pursuing a degree from an accredited college or university and have an anticipated graduation date of December 2027 or later.
ResponsibilitiesPotential Projects
Identify emerging technology trends relevant to Lending, assess their business implications, and deliver actionable recommendations
Develop business cases to support Lending product and pricing innovations, such as relationship rewards
Design and deliver studies to assess the business impact of AI pilots
Conduct audits of business processes to identify opportunities for agentic AI transformation
Create prioritization frameworks to evaluate AI use cases based on impact and feasibility
Develop a “build vs. buy” decision framework to guide strategic AI investment choices
Responsibilities
Monitor emerging technologies and AI advancements relevant to Lending, and evaluate their potential to enhance member experience and operational performance
Apply quantitative and qualitative research methodologies to generate insights that support strategic and project objectives
Conduct stakeholder interviews and analyze process documentation to assess current-state operations and technology
Develop business cases and future-state strategies informed by research findings and stakeholder input
Create actionable project plans and milestone frameworks to guide execution and ensure alignment with business goals
Use data storytelling and visualization techniques to communicate findings and recommendations to senior leadership
Define and track KPIs to measure the impact and value of technology initiatives on member experience and business outcomes
Collaborate with internal teams and leadership to support business initiatives and drive strategic transformation
Perform other related duties as assigned
Currently pursuing a Master’s degree in Business Analytics, Data Science, Finance, Computer Science, Information Systems, Engineering, or a related discipline with a focus on strategy, technology, or data-driven decision-making
Strong analytical and problem-solving skills, with the ability to translate complex data into actionable insights and strategic recommendations
Effective strategic thinking skills, particularly in business strategy development, evaluation, and technology-driven transformation
Strong communication and presentation skills, with the ability to convey complex technical concepts to both technical and non-technical audiences
Ability to drive projects forward by effectively engaging stakeholders across functions and leadership levels to achieve strategic objectives
Familiarity with emerging technologies, AI concepts, and their business implications
Knowledge of banking or financial services industry trends, products, and services is a plus
Additional Information
Hours:
- Monday – Friday, 8:00AM - 4:30 PM CT
Locations:
- 820 Follin Lane, Vienna, VA 22180
- 5550 Heritage Oaks Dr Pensacola, FL 32526
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
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- Forbes® 2025 America’s Best Large Employers
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- 2025 Handshake Early Talent Award
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Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at [email protected] or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Skills Required
- Currently pursuing a master's degree in Business Analytics, Data Science, Finance, Computer Science, Information Systems, Engineering, or a related discipline focused on strategy, technology, or data-driven decision-making
- Anticipated graduation date of December 2027 or later
- Strong analytical and problem-solving skills
- Ability to translate complex data into actionable insights and strategic recommendations
- Strategic thinking skills in business strategy development, evaluation, and technology-driven transformation
- Strong communication and presentation skills for technical and non-technical audiences
- Ability to engage stakeholders across functions and leadership levels to advance projects
- Familiarity with emerging technologies, AI concepts, and their business implications
- Knowledge of banking or financial services industry trends, products, and services
Navy Federal Credit Union Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Navy Federal Credit Union and has not been reviewed or approved by Navy Federal Credit Union.
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Retirement Support — A pension alongside a strong 401(k) match and additional retirement programs makes long‑term value a standout element of the total package. This combination is positioned as a differentiator among private employers.
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Healthcare Strength — Comprehensive medical, dental, and vision coverage is complemented by on‑site health services at major campuses. Wellness resources and typical offerings like an EAP broaden the health support available.
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Parental & Family Support — Paid parental leave, plus adoption and surrogacy assistance, indicate meaningful support for growing families. Education assistance further extends family and life‑stage support.
Navy Federal Credit Union Insights
What We Do
Navy Federal Credit Union is the world's largest credit union with over 12 million members, over $160 billion in assets and over 22,000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 350 branches, we serve the men and women of the Armed Forces, Department of Defense, veterans and their families. We deliver world-class service, rooted in the belief that it is an honor and privilege to serve our members. We are committed to providing our members outstanding financial products and services. Navy Federal offers a career, not just a job. We are proud of the robust Total Rewards package we offer to our employees, including competitive salaries, incentive programs, comprehensive medical, dental and vision benefits, retirement plans with employer match, award-winning training programs, professional development programs, tuition assistance, paid leave, and work/life programs. Federally insured by NCUA. Equal opportunity employer. Android™ is a trademark of Google, Inc. iPhone® is a registered trademark of Apple, Inc. iPad® is a registered trademark of Apple, Inc. App Store(SM) is a service mark of Apple, Inc. Message and data rates may apply. FORTUNE and 100 Best Companies to Work For are registered trademarks of Time Inc., and are used under license. FORTUNE and Time Inc., are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union. For more info, visit navyfederal.org

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