Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
About the team
We are seeking a highly analytical and strategic finance leader to join the Strategic Finance team, supporting our Horizontal business lines.
Strategic Finance plays a central role in shaping company strategy, enabling executive decision-making, and driving performance against key objectives. This role sits within the Revenue Finance group—a high-impact, lean team with broad cross-functional ownership. The role will own consolidated top line forecasting across users and the loan portfolio, and partner closely with Analytics, Credit, Capital, and Investor Relations to develop a cohesive narrative on portfolio performance. You will operate as a strategic thought partner to senior leadership, leading critical workstreams across planning, forecasting, and performance management. The role will proactively generate insights that cut through ambiguity, drive action, and inform innovation, while shaping high-impact decisions and identifying opportunities to scale the business efficiently and profitably.
What you'll do
Serve as the primary finance partner to Credit, Capital, Product, and Investor Relations, representing Revenue Finance in key forums and driving alignment on performance and priorities
Build and own assumption-driven User and portfolio loan mix models by partnering cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics
Monitor performance against forecast across portfolio, user, and segment levels; diagnose variances, identify root causes, and deliver forward-looking insights on user trends and the overall loan portfolio to inform adjustments and drive action
Own consolidated reporting across Top of Funnel, Conversion, Users, Volume, and Loan Mix; synthesize key drivers including mix, credit, pricing, and commercial impacts
Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications to inform business and investment decisions
Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align cross-functional stakeholders
What we look for
Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills
8+ years of experience in analytical roles (e.g., strategic finance, investment banking, consulting, data science, or analytics), with demonstrated impact on business outcomes
Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions
Experience partnering with senior stakeholders and influencing decisions across cross-functional teams
Expert in financial modeling; working knowledge of SQL and experience with data visualization tools (e.g., Sigma or similar) preferred
Nice to Have
Familiarity with fintech, lending and payments business model
Experience leveraging AI-driven tools (e.g., Cursor, Claude Code) to enhance analytical workflows and insight generation
Pay Grade - M
Equity Grade - 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: $142,000 - $192,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Skills Required
- 8+ years of experience in analytical roles
- Expert in financial modeling
- Working knowledge of SQL
- Experience with data visualization tools
What the Team is Saying
Affirm Compensation & Benefits Highlights
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Healthcare Strength — Healthcare coverage includes $0 employee premiums for medical, dental, and vision across all tiers, alongside company‑paid life, AD&D, and disability coverage. Mental‑health access via Spring Health provides no‑cost sessions and guided care navigation for employees and eligible family members.
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Leave & Time Off Breadth — Time away spans Flexible Time Off for exempt staff, ~20 accrued vacation days for non‑exempt, 10 Health Days, up to 15 Life Happens days, bereavement up to 10 days, and scheduled company‑wide Away Days. These layers create frequent, structured opportunities to disconnect beyond standard PTO.
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Parental & Family Support — Paid parental leave provides 18 weeks for birth and non‑birth parents with return‑to‑work transition support. Family‑building benefits include Maven support and a one‑time $20,000 S.A.F.E. wallet for surrogacy, adoption, fertility, and egg freezing.
Affirm Insights
What We Do
At Affirm, we help people say yes to the things that matter with flexible, transparent ways to pay over time. No hidden fees, no compound interest, and no fine print—just a smarter way to spend.
Why Work With Us
Who is an Affirmer? /noun/ Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
Remote Workspace
Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
