Stop Loss Underwriting Consultant

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 50 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates in our partner dental practices and operate nationwide.

Visit our website to discover how Sun Life is making life brighter for our customers, partners and communities.  

Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work. Internal candidates are not required to relocate near an office.

The opportunity: The Stop Loss Underwriting Consultant role at Sun Life offers the chance to contribute to a high-performing underwriting team while developing strong technical, analytical, and partnership skills. You will support underwriting decisions, pricing activities, and sales efforts, working closely with internal teams and external partners to deliver timely, accurate Stop Loss solutions. This role is well suited for someone who thrives in a detail-driven, collaborative environment.

How you will contribute:

• Support the evaluation, pricing, and setup of Stop Loss new business in accordance with established underwriting guidelines and authority levels
• Apply sound underwriting judgment to analyze risk using industry, demographic, and standard underwriting criteria
• Prepare, review, and deliver accurate and timely Stop Loss quotes to field agents and brokers
• Recommend underwriting strategies on cases within and outside stated authority, escalating as appropriate
• Ensure accuracy, consistency, and data integrity across case setup, quoting, and system documentation
• Manage a high‑volume, transaction‑oriented workload while meeting productivity, service, and turnaround time expectations
• Partner closely with underwriters, inside sales specialists, Stop Loss Specialists, and brokers throughout all phases of the sales and underwriting process
• Serve as a technical and underwriting resource to internal partners and the field
• Identify, request, and validate information required for proper risk assessment and pricing
• Contribute to the ongoing enhancement of underwriting workflows, tools, and best practices

What you will bring with you:

• Ability to work with a diverse range of people
• Experience in underwriting, insurance operations, financial analysis, or a related analytical role strongly preferred
• Demonstrated ability to apply analytical and mathematical skills to risk evaluation and decision support
• Strong attention to detail with a proven track record of accuracy in data entry and documentation
• Ability to manage competing priorities and deadlines in a fast‑paced, high‑volume environment
• Strong time management skills with the ability to work independently and collaboratively
• Effective communication and negotiation skills, with a professional, service‑oriented approach to internal and external partnerships
• Proficiency in Microsoft Excel and Word
• Comfort working with diverse stakeholders and building effective working relationships

Salary Range: $60,200-$90,300
At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions. 

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We are committed to fostering an inclusive environment where all employees feel they belong, are supported and empowered to thrive.  We are dedicated to building teams with varied experiences, backgrounds, perspectives and ideas that benefit our colleagues, clients, and the communities where we operate.  We encourage applications from qualified individuals from all backgrounds.

Life is brighter when you work at Sun Life

At Sun Life, we prioritize your well-being with comprehensive benefits, including generous vacation and sick time, market-leading paid family, parental and adoption leave, medical coverage, company paid life and AD&D insurance, disability programs and a partially paid sabbatical program.  Plan for your future with our 401(k) employer match, stock purchase options and an employer-funded retirement account.  Enjoy a flexible, inclusive and collaborative work environment that supports career growth.  We’re proud to be recognized in our communities as a top employer.  Proudly Great Place to Work® Certified in Canada and the U.S., we’ve also been recognized as a "Top 10" employer by the Boston Globe's "Top Places to Work" for two years in a row.  Visit our website to learn more about our benefits and recognition within our communities.

We will make reasonable accommodations to the known physical or mental limitations of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email [email protected] to request an accommodation.

For applicants residing in California, please read our employee California Privacy Policy and Notice.

We do not require or administer lie detector tests as a condition of employment or continued employment.

Sun Life will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including applicable fair chance ordinances.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.