The Staff Attorney I (official NJM job title) performs coverage analysis, drafts and reviews relevant communications, which may include reservation of rights letters and coverage position letters associated with claims under personal and commercial insurance policies.
The Staff Attorney I also monitors outside insurance defense litigation, coverage litigation, and appellate work under the supervision of a more senior attorney. The Staff Attorney I provides General Claims staff with legal advice regarding coverage and various claims questions, assists in responding to regulatory and consumer inquiries, and advises on legal developments in case law, statutes and regulations. The Staff Attorney I also provides General Claims Legal perspective to NJM business units on various matters including fraud, policy language, marketing materials, and legislation.
Essential Duties and Responsibilities:
- Provides in-house legal oversight, advice and strategy recommendations relating to insurance defense and coverage litigation in the trial and appellate courts.
- Timely, accurately, and thoroughly analyzes legal issues and advises the General Claims department regarding complex personal and commercial auto, homeowners and commercial property and liability claims and coverage issues.
- Drafts and reviews coverage position and reservation of rights letters and other correspondence.
- Identifies legal issues and trends, analyzes industry impact and develops a strategy to respond.
- Provides advice and legal insight from a claims perspective on policy language, corporate communications, fraud, marketing materials, legislation, and other issues with clear communication.
- Prepares written responses to regulatory and consumer inquiries.
Required Qualifications:
- B.A. or B.S. and J.D. from an accredited law school, NJ Bar Admission in good standing or Limited License for In-House Counsel pursuant to N.J.Ct.R. 1:27-2.
- 2-5 years' experience providing legal advice regarding insurance coverage and insurance defense matters.
- Excellent written and verbal communication skills
- Decisive and well organized, ability to manage multiple priorities and meet deadlines.
- Strong relationship-building skills and a commitment to customer service.
Preferred Qualifications:
- Admissions to practice in NY, PA, CT, MD or OH a plus.
- Experience litigating insurance defense and insurance coverage cases.
Compensation: Salary is commensurate with experience and credentials.
Pay Range: $102,745-$116,255Eligible full-time employees receive a competitive Total Rewards package, including but not limited to a 401(k) with employer match up to 8% and additional service-based contributions, Health, Dental, and Vision insurance, Life and Disability coverage, generous PTO, Paid Sick Leave, and paid parental leave in addition to state-mandated leave. Employees may also be eligible for discretionary bonuses.
Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.
Skills Required
- B.A. or B.S. degree
- J.D. from an accredited law school
- NJ Bar admission in good standing or Limited License for In-House Counsel pursuant to N.J.Ct.R. 1:27-2
- 2-5 years' experience providing legal advice regarding insurance coverage and insurance defense matters
- Excellent written and verbal communication skills
- Decisive and well organized; ability to manage multiple priorities and meet deadlines
- Strong relationship-building skills and commitment to customer service
- Admissions to practice in NY, PA, CT, MD or OH (a plus)
- Experience litigating insurance defense and insurance coverage cases
NJM Insurance Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NJM Insurance Group and has not been reviewed or approved by NJM Insurance Group.
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Retirement Support — Retirement benefits include a 401(k) match with additional company contributions, materially boosting total compensation. This component is presented as a core element of the total rewards offering.
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Healthcare Strength — Health coverage offers multiple medical plan options plus dental and vision, complemented by company-paid basic life insurance and disability protection. Wellness resources and assistance programs further support overall health needs.
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Leave & Time Off Breadth — Time off includes a first-year PTO allotment paired with paid/floating holidays and state-based paid sick leave. Paid parental leave references and adoption assistance indicate breadth for various family situations.
NJM Insurance Group Insights
What We Do
NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, with offices in Hammonton and Parsippany, NJM employs nearly 2,500 workers. - 2019-2023 Forbes Best In-state Employer (Ranked #11 out of 89 NJ employers in 2023) - 2018, 2019, 2020, 2021, certified by J.D. Power for providing "An Outstanding Auto Claims Experience" for personal lines customers* - 2018, 2019, & 2020 Clearsurance Customers’ Choice Top Ranked Insurance Companies - 2021 American Heart Association Gold Level Workplace Health Achievement - 2020 American Heart Association Silver Level Workplace Health Achievement - 2019 Forbes Best Mid-size Employers in the country *J.D. Power Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com.
