As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
EarnIn is seeking a Staff Application Framework Software Engineer (SWE) to develop a unified framework supporting microservice and API developers across different language runtimes. This role aims to improve efficiencies and reduce complexities in our current development processes by focusing initially on Kotlin using Spring Framework and C# using .NET Framework. As a senior engineering team member, you play a crucial role in driving technical excellence and shaping architectural decisions. You will architect, maintain, and optimize frameworks and libraries for eventing, identity, rate limiting, and logging to name a few. This role will provide backend engineers with the tools and guidance they need to design and implement high-quality software systems and work to grow the overall strength of our organization.
The base salary range for this full-time position is $206,600 - $308,000 + equity + benefits. Our salary ranges are determined by role, level, and location. We would like to hire this role as a hybrid in our Palo Alto HQ but are open to remote for the right candidate.
- Lead the effort to build standards into reusable and shared components, significantly improving the developer experience. Establish and enforce development practices, standards, and guidelines to ensure consistency and quality across the team.
- Drive architecture design reviews, ensuring adherence to best practices and high standards of software development. Partner with cross-functional teams, including Backend and ML developers, and L0 architects, to develop robust frameworks that improve developer productivity.
- Assess and build cutting-edge technologies, tools, and frameworks to enhance the performance, scalability, and maintainability of our software systems.
- Led the migration from a Kotlin monolith to a microservice-oriented architecture and/or serverless, event-based architecture, ensuring a seamless and efficient transition while optimizing system performance and scalability.
- Influence processes that ensure all teams are consistently delivering high-quality software, without restricting creativity.
- Continuously evaluate software systems to identify potential issues or areas for improvement and proactively address them. Your insights will help us build resilient and efficient systems.
- Master’s or PhD in Computer Science, Software Engineering, or a related field.
- 7+ years in software development with architectural leadership, and significant experience in Java (Kotlin), Python, and TypeScript.
- Proficiency in RDBMS (Postgres/MySQL), document databases, key-value stores, Elasticsearch, AWS managed services (Lambd), and application monitoring and performance tuning.
- Ability to develop a unified framework that addresses the complexities and inefficiencies in current development processes.
- Experience in leading projects and collaborating with various teams to ensure the successful implementation of framework solutions.
- Strong communication skills to articulate the benefits and functionalities of the framework to stakeholders.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
