Company Overview:
At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.
If you're looking to make an impact and grow with a team that values you, come join us!
Job Description
We’re looking for a Senior Software Engineer who doesn’t just write code — but owns problems end-to-end, ships high-impact features, and thrives in an environment where autonomy and accountability go hand in hand. If you’re someone who gets things done, enjoys solving hard problems across the stack, and wants to help build a product and business from the ground up, we’d love to talk.
How you’ll make an impact:
- Build across the stack: from our Node backend to React web apps, React Native mobile apps, and Python jobs for data and operations.
- Own features end-to-end: design, build, test, ship, monitor, and iterate.
- Champion reliability: write strong tests, build alerts and monitors, and jump into on-call when needed — you’ll directly help keep things running for our customers.
- Work cross-functionally: partner with product, business, data engineering, and data science to deliver features that matter.
- Dig into data: write SQL and use our logging tools to understand what’s happening in production and uncover insights.
What you’ll need to succeed:
- 8+ years in software engineering, with deep TypeScript and Node.js experience.
- Hands-on experience with React and React Native.
- A track record of independently delivering complex features from idea to production.
- Solid SQL skills; Python experience a plus.
- Bonus: background in finance or regulated industries.
- Most importantly: a builder’s mindset — you’re scrappy, resourceful, and energized by shipping things that make a difference.
Why Join Us:
Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community
Legal coverage and other supplemental options
A value-based culture where growth opportunities are endless
More:
Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.
California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice
Skills Required
- 8+ years of software engineering experience
- Deep TypeScript and Node.js experience
- Hands-on experience with React and React Native
- Experience independently delivering complex features from idea to production
- Solid SQL skills
- Python experience
- Background in finance or regulated industries
Snap Finance Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Snap Finance and has not been reviewed or approved by Snap Finance.
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Healthcare Strength — Health coverage and protection programs include medical, dental, vision, and company‑paid life, AD&D, and short‑ and long‑term disability, with mental‑health support highlighted in some locations. Benefits materials also emphasize additional wellness resources and private insurance options in certain geographies.
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Leave & Time Off Breadth — Time off is described as generous and flexible, with options like flexible PTO, paid holidays, and location‑specific extras such as an added birthday day and holiday purchase schemes. Enhanced paid parental, adoption, and shared parental leave for eligible employees further expands time‑off support.
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Retirement Support — Retirement programs include a 401(k) with company match and a pension scheme with employer contributions in the UK. These offerings signal structured long‑term savings support across regions.
Snap Finance Insights
What We Do
Snap Finance is a rapidly growing digital-finance company that specializes in providing consumer financing and rent-to-own purchase options. This company is technology driven; the IT platform is the backbone for running our operations and is critical to driving cost efficiency. With over 10 years of experience in the financial industry, Snap provides merchandise financing to brick and mortar as well as e-commerce merchants. The Snap lease-purchase agreement is an innovative financial product which gives the 40% of consumers with poor credit an alternative to payday loans and other high-risk financial products to acquire needed or desired merchandise. Snap Finance secured the largest bank revolving credit facility ever for a private consumer lease-to-own company. The credit facility from BMO Harris Bank will enable Snap Finance to service more than $1 billion in lease-to-own finance agreements.
