Since our founding, we have redefined how people approach small-dollar loans—delivering over $1 billion in funding to more than 1 million customers, issuing over 4 million loans, and saving our customers more than $500 million.
At Possible, we’re building a new type of consumer finance company; one that helps our customers stay out of debt rather than profit from their staying in it. We are a Public Benefit Corporation with the mission to help communities unlock economic mobility through affordable credit products crafted to improve financial health for generations. Join the team that’s making our goal a reality.
We are seeking a versatile Senior Software Engineer to join our engineering team. You will design, develop, and maintain high-performance, reliable, and scalable services using Java, Spring Framework, gRPC, and GraphQL in this role. As a senior team member, you will provide technical leadership, mentor junior engineers, and drive innovation within your area of expertise.
Key Responsibilities- Design, develop, and maintain microservices using Java, Spring Framework, and gRPC
- Lead and drive complex technical projects from conception to production deployment
- Provide technical guidance and mentorship to other engineers
- Collaborate with cross-functional teams to define, design, and ship new features
- Quickly write high-quality, well-tested, maintainable code
- Conduct code reviews to ensure code quality and consistency to best practices
- Query and resolve complex production issues
- Contribute to architecture discussions and technical decision-making
- Document system designs, APIs, and technical processes
- Stay ahead of industry trends and bring innovative solutions to the team
- Bachelor's degree in Computer Science, Software Engineering, or equivalent experience
- 7+ years of professional software development experience
- 5+ years of experience with Java and Spring Framework (Spring Boot, Spring Cloud)
- Strong experience with gRPC and protocol buffers
- Deep understanding of microservice architecture patterns and standard methodologies
- Experience with AWS services and cloud architecture
- Strong problem-solving skills and attention to detail
- Excellent communication and collaboration skills
- Experience working remotely and collaborating optimally with distributed teams
- Knowledge of event-driven architectures and message queuing systems (Kafka, RabbitMQ)
- Experience with payment processing systems and financial transactions
- Understanding of security standard methodologies in microservices architecture
- Experience with CI/CD practices and tools (Jenkins, GitLab CI, etc.)
- Solid understanding of distributed systems concepts
- Experience with GraphQL implementation and schema design
With the backing of our venture investors— Union Square Ventures, Canvas Ventures, Euclidean Capital, and Unlock Venture Partners — a dedicated following of hundreds of thousands of customers, and an extraordinary team, we are unwavering in our fight for financial fairness. As one of only a few FinTech Public Benefit Corporations, we’ve baked our dual dedication to building a profitable and socially impactful company into our charter; we only succeed when our customers do too. Give us a shout if you’d like to help us ship financial products that protect consumers from predatory lending practices and promote economic health.
This is a Hybrid position. We work in the office three days a week, and our office is centrally located in downtown Seattle.
The compensation range for this role is $188,000 to $197,650. We also offer significant stock options, comprehensive benefits, a bonus plan, commuter benefits, and an excellent office space with complimentary drinks and food options.
With the backing of our venture investors— Union Square Ventures, Canvas Ventures, Euclidean Capital, and Unlock Venture Partners — a dedicated following of hundreds of thousands of customers, and an extraordinary team, we are unwavering in our fight for financial fairness. As one of only a few FinTech Public Benefit Corporations, we’ve baked our dual dedication to building a profitable and socially impactful company into our charter; we only succeed when our customers do too. Give us a shout if you’d like to help us ship financial products that protect consumers from predatory lending practices and promote economic health.
Possible Finance is dedicated to financial fairness and community empowerment. We welcome diverse perspectives and experiences to help us achieve our mission of unlocking economic mobility for generations to come.
Learn more about us as a Public Benefit Company.
What We Do
Possible Finance is a mission-driven fintech company focused on expanding financial access and improving financial health for the millions of Americans who struggle with traditional banking and credit systems. Our products are designed for customers who often live paycheck to paycheck, face unpredictable cash flow, or lack access to affordable credit—customers who are routinely ignored, penalized, or underserved by mainstream financial institutions.
We provide responsible, transparent, and easy-to-understand financial products that help people build stability rather than fall deeper into debt. Our offerings include short-term and installment credit designed with clear terms, flexible repayment options, and no predatory fees. We also use cash-flow and behavioral data—not just traditional credit scores—to underwrite customers more fairly, giving them access to credit when others won’t.
At the core of Possible’s model is a regulatory-first approach. We design products that meet or exceed regulatory expectations to ensure long-term sustainability and consumer protection. This gives us a unique advantage in a highly scrutinized space, where many competitors struggle or shut down due to compliance challenges. Our compliance-forward design enables us to innovate responsibly, scale confidently, and build trust with customers and regulators alike.
Operationally, Possible blends a Seattle-based technology and product team with global operations and support teams to deliver a seamless customer experience. Our platform integrates underwriting, servicing, payment flexibility, and customer support into a unified system that adapts to the real-world needs of our users.
Possible is also investing in the future of financial health. Our long-term vision extends beyond lending into solutions that help customers break cycles of instability—tools that support better cash-flow management, credit-building pathways, and long-term financial progress.
In short, Possible Finance is creating a new kind of financial platform: one designed for people who have been left out of the traditional system, built on transparency and fairness, and powered by technology, data science, empathy, and a commitment to doing what’s right for underserved consumers.
Why Work With Us
Possible Finance is a mission-driven fintech helping people improve their financial health, not deepen debt. With a regulatory-first approach, small empowered teams, and products built for underserved customers, Possible offers meaningful impact, innovation, and a unique opportunity to build for real financial progress.
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Possible Finance Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We are headquartered in Seattle, WA and we enjoy a hybrid work culture.
