- Develop new business from prospects in that market, esp. in deposit gathering, and work with internal colleagues, to maximize earnings potential; and to formulate strategy to minimize the rate (if any) paid on deposits while providing the best possible product service.
- Maintain and grow the existing, profitable loan portfolio by seeking lending and other credit opportunities with new potential clients in that space.
- Work with portfolio management team to monitor the existing portfolio at its existing level of very low risk, by learning and applying Bank's credit policy and procedures, analyzing company fundamentals in the light of industry trends and market conditions, and supervising the maintenance of internal reporting systems.
- Perform high level credit analysis and evaluate capital structures of potential new clients and analyze company fundamentals in the light of industry trends and market conditions, along with underwriters.
- Assist in preparation of, and discuss with credit administration, prescreen memos in conjunction with the underwriters.
- Present recommendation of credit memorandum in conjunction with underwriters, as necessary to credit administration and management.
- Review loan documents along with underwriters and oversee loan closing and funding process from beginning to end.
- In addition to deposit/account colleagues as mentioned above, to maintain and cultivate an effective working relationship with Internal (credit administration, middle market lending credit staff, loan servicing and other departments) and External (borrowers, attorneys, and agent bank) stakeholders.
- As an important adjunct to the above, to provide mentoring to junior team members, esp. business development/relationship managers.
- Bachelor's Degree
- Minimum 10+ years of corporate banking experience
- Knowledge of General Loan Policy
- Experience in selling C&I related products
- Ability to structure creative and sound credit facilities
- Quality assurance experience
- Excellent verbal and written communication skills
- Excellent customer service skills
- Analytical and organizational skills
- Potentially an ability to work on financial model
The salary range for this full-time position is $195,000 - $215,000 + bonus + benefits
Salary ranges are determined based on qualifications, level, and location.
Exact compensation may vary based on your skills and experience.
Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.
What We Do
Headquartered in Los Angeles, Bank of Hope has been providing financial services to the largest Korean-American community in the country for more than 37 years and is today one of the leading Asian-American banks in the United States. Bank of Hope serves a multi-ethnic population of customers through 53 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, Georgia and Alabama. The Bank also operates SBA loan production offices in Seattle, Denver, Dallas, Atlanta, Portland, Oregon, New York City and Northern California; commercial loan production offices in Northern California and Seattle; residential mortgage loan production offices in California; and a representative office in Seoul, Korea. With more than $19.1 billion in assets, the strength of the Bank lies in our experienced management team, focus on sound risk management and governance practices, and commitment to the communities that we serve. Building on our expertise in small business lending, C&I lending, and international trade finance, Bank of Hope is today a diversified financial institution capable of meeting more of your banking needs. Our expanded offering of commercial and consumer products and services now includes residential mortgage and warehouse lending, equipment lease financing, and foreign currency, among others.
We are committed to improving the value of our services as Bankers, providing comprehensive financial solutions as Experts, and being good Neighbors that foster growth for our customers and communities.
Bank of Hope
Bankers. Experts. Neighbors.
Member FDIC. Equal Housing Lender.
