Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..
ABOUT OUR WORKPLACE:
We’re friendly, folksy, and have Slack channels for both #kids-and-pets and #food. We’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.
ABOUT THE ROLE:
Splash Financial is seeking a Senior Credit Manager. The incumbent will be the key driving force behind Splash’s credit performance and responsible for explosive growth in the next few years. The role will report directly to the VP, Credit and work very closely with other senior leaders in Credit and Operations. The role will also have frequent exposure to the executive team with plenty room to grow into fully owning credit strategies and managing a team.
WHAT YOU’LL DO AT SPLASH:
- Own and improve the process to monitor credit trends.
- Identify risks and opportunities to ensure we hit or beat our credit expectations through robust quantitative analyses, while still supporting our growth plan.
- Present proposals to the Credit Committee, as well as our lending partners.
- Utilize extensive knowledge of credit trends to evaluate credit risk, perform appropriate due diligence, and develop models with recommended solutions so business moves in the right direction.
WHAT YOU’LL BRING TO SPLASH:
- Highly quantitative - naturally curious and knows how to handle an abundance of data.
- Highly creative - has the ability to think outside the box and challenge the status quo.
- 3-5 years of direct experience in data queries and analysis using SQL and Python is REQUIRED
- 3-5 years of direct experience in fintech or lending business; particularly in managing credit risk is REQUIRED.
- Experience in building machine learning models using python is a big PLUS.
- Open minded, collaborative, proactive and articulate – able to work with cross-functional partners and executive stakeholders and effectively communicate findings and proposals.
- Hold a bachelor's degree in quantitative fields; Master’s degree preferred.
SPLASHERS ENJOY:
- Fully remote work freedom
- Competitive salary packages
- Flexible PTO + 9 company holidays
- Equity: Share in our start-up success
- Comprehensive and affordable insurance benefits
- Paid parental leave for both caregivers
- Essential equipment to get the job done
- 401(k) for your future savings
- Quarterly meet-ups: In person & virtual fun
- Awesome Splash swag to flaunt your team spirit
Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.
Top Skills
What We Do
We got tired of seeing our friends and family struggle under the crushing weight of debt. So in 2013, we did something about it.
We built a marketplace filled with banks and credit unions looking to help people refinance their student loans. We used that network to bring people great rates. And we did it all from a tiny office in Cleveland, OH.
In other words: we started Splash Financial.
Since then, we’ve become a national leader in student loan refinancing. We’ve opened over 100,000 accounts, and handled over $6 billion in refinancing requests. Plus, we’ve successfully launched personal loans, with the same commitment of service to our customers.
At the end of the day, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt.
Why Work With Us
Splash is remote-first, and proud of it. We spend our days focused on developing financial technologies that fundamentally change the way the industry lends. We’re friendly, folksy, and we’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.
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