Specialist, Post Close, Senior, MLD

The Post Closer is responsible for performing a detailed post-closing analysis of closed loan packages to determine compliance with Agency and Investor program guidelines. Audit loan files for submission to agencies for endorsement/guarantee, loan salability, post purchase request and deficiency resolution. Validate loan level data within the Encompass360 Loan Origination System ("LOS") and corresponding agency & investors to ensure that loans are free of deficiency. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target compensation range for this position is $29.00 to $33.00 per hour.

• Review closed loan packages to ensure that documents are correctly signed and properly executed by borrowers, mortgage loan originators, processors, and underwriters.• Perform a detailed post-closing analysis of closed loan packages to determine compliance with Agency program guidelines, regulations and checklist• Enter loan data in FHA Connection, WEBLGY and USDA for Insuring/Guarantee purposes, maintaining accurate data integrity in the loan origination system (i.e. Encompass360).• Respond to requests and prepare case binders for any loan files that receive Notice of Rejections/ Deficiencies, VA audit request, post purchase audit requests from Agencies• Prepare loan files for delivery to agencies and investors• Define and analyze defects using logic and resourceful methods to actively resolve• Work in conjunction with internal operations, borrowers and all entities connected to loan file for conditions needed for audit and/or NOR's/Deficiencies• Maintain production and quality per department metrics• Perform other general post-closing functions as needed.

• Knowledge of mortgage industry concepts, practices and procedures.• Knowledge of mortgage loan documentation and the government insuring processes.• Intermediate skills in Microsoft Suite - Word, Excel, etc.• Intermediate Encompass 360 skills.• Demonstrated ability to prioritize tasks and manage time wisely.• Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision.• Superior analytical, organizational and problem solving abilities.• Resolution oriented with the ability to work in a team environment.• Ability to work successfully in a fast-paced, high-pressure environment.• Excellent written and oral communication and customer service skills• High school diploma or equivalent work experience.• Three (3) to five (5) years' mortgage experience.

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We are an Equal Opportunity Employer

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