Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients
Job Description
Collections Strategy management:
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Demonstrate in-depth understanding of the portfolio
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Clear understanding of collections and impairments, and the drivers thereof
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Clear understanding of the documented strategy and policy within portfolio
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Conduct quality credit risk assessments and reviews for all BAU processes and strategy
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Proactively manage credit risks associated with clients
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Design and develop data driven collections strategies by identifying gaps, providing solutions, and aligning to overall portfolio strategy,.
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Embed enhancements to collections strategies through rigorous research and interrogation of data
Data and Systems Management:
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Drive ownership of BAU, Ad-Hoc, and automated processes
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To produce and analyze relevant management information and insights within stipulated SLA
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Perform quality data analysis and data processing techniques (i.e., sourcing, cleaning, analyzing, validation and consolidating large data sets utilizing strong SAS skills and identifying anomalies/trends)
Governance:
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Adhere to the bank's credit risk policies and all relevant legislation
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Support end-to-end audit and governance processes
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Keep abreast with regulatory changes as it relates to collections
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Align to BU and industry best practices
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Understand, investigate, and provide thorough feedback on exceptions
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Customer and stakeholder management:.
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Presentation of analytical results and proposals to both technical and non-technical audiences.
Soft skills
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Communicate effectively with all stakeholders
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Conduct oneself professionally
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Manage time and workload
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised
Top Skills
What We Do
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond.
We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
