Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionSalary Range: 9,350 - 12,400 SGD base per month + RSUs
About The Spend Squad
We build products that allow our customers to spend their money anywhere in the world. We currently process about £34 billion annually and issue cards to over 40 countries. We are also building out features which localise the spending experience no matter where you are.
As a Software Engineer, you would be responsible for shipping the direct customer touch points on one of Wise's most impactful products and highest growth products.
How you’ll be contributing to our Engineering team:
Help us take Wise to the next level as we scale to impact 100's of millions more customers. You'll hide away all complexities under the hood of our product and build seamless experiences for our customers
Working on the core cards flow of Wise, growing our user base who uses cards. You'll ensure our customers get the best experience onboarding to cards and using it for the first time. You will also help with building efficient tooling for our Operations team to support global expansion
Create clear and helpful interfaces and documents, whilst maintaining consistency, maintainability, performance and an understanding of what problems our customers might encounter along the way
Take initiative to identify and solve important customer problems, while coordinating with other teams on solving cross-cutting technical issues
Drive product improvement that impacts the Wise customer experience or empowers internal stakeholders (teams like Operations, Customer Support, Finance, etc.) to do their job effectively
Proactively identify and tackle technical debt becoming too big through planning work and aligning the team. Does this with careful evaluation of additional cost on development
Qualifications
What does it take?:
At least 3 years of hands-on experience developing backend driven applications
You approach your work with a strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix a customer pain-points
You have great communication skills and can articulate complex, technical concepts to non-technical audience
You enjoy writing testable code and believe in Test Driven Development
You believe in and follow best coding practices, code reviews and open feedback
You provide technical guidance and mentorship to junior and mid-level developers
You have solid Java 17+ knowledge and experience with Spring framework
You have front end experience with one of JavaScript frameworks like React or others
You have experience working with relational databases, query optimisation and designing schema
You are familiar with Continuous Delivery Approach mindset
…but don’t worry we don’t expect you to know everything!
Some extra skills that would be great:
You have experience with financial systems
You have knowledge of PostgreSQL, advanced types and query features
You know your way around event driven architecture
You have some Groovy experience
To get the best view of what we expect at all levels of our engineering team, you can take a look at our Engineering Career Map.
Additional InformationFor everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- At least 3 years of hands-on experience developing backend-driven applications
- Strong product mindset and focus on user experience
- Ability to make data-driven decisions to resolve customer pain points
- Strong communication skills and ability to explain technical concepts to non-technical audiences
- Experience writing testable code and following Test-Driven Development
- Knowledge of coding best practices, code reviews, and open feedback
- Ability to provide technical guidance and mentorship to junior and mid-level developers
- Solid Java 17+ knowledge and experience with the Spring Framework
- Frontend experience with a JavaScript framework such as React
- Experience with relational databases, query optimization, and schema design
- Familiarity with a Continuous Delivery approach
- Experience with financial systems
- Knowledge of PostgreSQL advanced types and query features
- Knowledge of event-driven architecture
- Experience with Groovy
Wise Compensation & Benefits Highlights
-
Equity Value & Accessibility — Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
-
Leave & Time Off Breadth — Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
-
Wellbeing & Lifestyle Benefits — Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
Gallery
.jpg)
_0.jpg)
_0.jpg)
.jpg)
.jpg)
.jpg)
.jpg)
Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
