Software Engineer Senior - Mortgage Platforms

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

Join a high-visibility mortgage transformation building the target-state lending experience from the ground up. Blend will power the member-facing mortgage application, while Empower will support loan origination through closing. As a Senior Software Engineer embedded within a Scrum team, you will provide hands-on expertise in one of these platforms, including configuration, customization, integrations, data movement, end-to-end testing, and production support.
We are looking for a collaborative software engineer who puts members and the mission first, approaches complex problems with honesty and integrity, and builds trusted solutions that make the mortgage process simpler and more reliable. This is an opportunity to contribute your perspective, help your team succeed, and shape a modern lending experience for military members and their families.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX or Plano, TX. Relocation assistance is not available for this position.

What you'll do

• Design, develop, code, and test complex tactical as well as strategic technical solutions across many technologies, including emerging technologies, to integrate existing systems and tools, collaborating with Engineers or Architects within their team/department and occasionally outside of their domain.
• Lead code/design reviews and communicates updates to stakeholders with team to ensure smooth daily operations and accurate planning.
• Develop complex algorithms to solve business needs.
• Investigates and resolves complex application and system technical problems and production issues by directing troubleshooting of end-to-end solutions.
• Mentors engineers, coaches engineers on design, development, and maintenance of systems; Reviews teammates' code.
• Influence and help shape the future of their specific domain's architecture and quality standards and understand, identify, measure across entire solution.
• Identify system performance issues, to include technical debt, and optimize solution.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• 6 years of software development experience demonstrating deep technical expertise in enterprise platform engineering and systems integration.
• 4 years of experience delivering technology solutions in all phases of the
• Engineering expert on either the Blend Point of Sale Platform or the Dark Matter Empower LOS Platform to include core installation experience, integration into a digital experience, vendor/batch management, customization strategies, ongoing maintenance/support, and end to end testing/quality assurance.
• Strong hands-on engineering experience across the full technology stack, including: Responsive Web UI applications, APIs and backend services, Event-driven and data integration platforms.
• Experience influencing technology integration, solution design, and modernization execution across multiple Agile Scrum teams.
• Experience designing, developing, and maintaining a complex software solution involving multiple stakeholders.
• Experience integrating AI capabilities into enterprise applications while maintaining security, compliance, scalability, observability, and operational support requirements. Familiarity with AI architecture patterns such as RAG, knowledge retrieval, vector search, AI agents, and model orchestration frameworks.

What sets you apart:

• Expertise in Golang, Java, Python, C++, or similar. Also, proficiency in multiple technologies and database platforms.
• Deep knowledge and understanding of Cloud based development tools and processes, preferably on AWS.
• Solid hands-on experience with Spring, Spring Boot, and RESTful web services.
• Deep understanding of microservices architecture and distributed systems.
• Proven experience in building real-time streaming applications with Apache Kafka.
• Strong experience in SQL (MySQL, PostgreSQL, or similar) and NoSQL databases (MongoDB, Cassandra, etc.).
• Strong understanding and application of TDD and BDD methodologies.
• Solid understanding of software design patterns and system architecture.
• Experience with version control (Git) and CI/CD practices.
• Proven experience in designing critical applications that interact with several other systems internally and externally.
• Deep knowledge and understanding of software development process in a distributed team environment.
• Advanced cloud or product certifications preferred.
• Experience developing applications that account for security, scalability, and performance.
• Experience with Control-M, batch process, data pipeline, data integration, Snowflake.
• Experience with data integration and automated data processing.

Compensation range: The salary range for this position is: $114,080.00 - $218,030.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.