Software Engineer, Underwriting

Reposted 3 Days Ago
Easy Apply
Cottonwood Heights, UT
Hybrid
Junior
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role
Develop backend services for the Lending Platform, ensuring code quality, implementing features, and collaborating with various teams throughout the product lifecycle.
Summary Generated by Built In

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Software Engineers who are ready to learn and contribute to the development of the next generation of our financial services platform. Key qualifications of this role include:

  • Taking ownership of delivering key improvements to platform subsystems.
  • Solid fundamentals in languages, common libraries and frameworks.
  • Implement improvements to systems leveraging well established patterns.
  • Writing clear and maintainable code as well as creating relevant test collateral.

What You’ll Do

As a valuable contributor to our team, you will focus on building out the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new features, ensuring code quality, and contributing to the delivery of highly-available, scalable services. Success requires close coordination with Product, Marketing, Operations, Business, Legal, and Compliance teams. 

What You’ll Need

  • Bachelor's or Master's degree in Computer Science, or Software Engineering
  • 2 years of professional full-time relevant work experience, including internships or research assistant roles.
  • Strong sense of ownership and willingness to learn unfamiliar systems.
  • Affinity for solving complex problems and the drive to dive deep into the technical details.
  • Proficiency in Java, Kotlin, or another modern object-oriented language.
  • Ability to follow established patterns and contribute to well‑defined features.
  • Ability to write clear, maintainable code and basic unit tests.
  • Understanding of relational and document database principles.

Nice To Have

  • Experience with GIT, Build Automation, and CI/CD Processes.
  • Understanding of fundamental distributed systems concepts.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Top Skills

Ci/Cd
Git
Java
Kotlin

What the Team is Saying

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The Company
HQ: San Francisco, CA
4,500 Employees
Year Founded: 2011

What We Do

SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.

Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.

For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.

Why Work With Us

Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.

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SoFi Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!

Typical time on-site: Flexible
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HQSan Francisco, CA
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Cottonwood Heights, UT
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