Software Engineer - Payin Platform

Reposted 19 Hours Ago
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Tallinn, Harju maakond
Hybrid
Mid level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
The Software Engineer will develop the Payin Platform, which handles all inflows of money for Wise, focusing on API development and collaboration across teams to improve payment processes.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

The Payin Platform team own the systems through which all money flows into Wise, whether that’s to top-up an account, send money across borders, or to help our customers to receive money from their customers. Payin is a critical component to the Wise money-movement machine and we’re looking for an engineer motivated to come and help us build it.

The Payin Platform is an internal API product. We make it as easy as possible for teams to start building on our platform and helping Wise customers to pay in new ways and for new features and services. From topping up a USD balance by paying in BRL with Pix, to a UK business requesting payment from a business in Hungary and allowing them to pay in HUF with a credit card. Our API product facilitates these inflows and presents a unified view of the money movement that consolidates all of these use-cases.

Qualifications

What does it take?

  • Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences

  • Ability to work independently while also being a good team player. Your work will frequently involve cross-team collaboration.

  • Ability to break down complex projects into incremental milestones that deliver customer value

  • Experience in developing web applications and distributed systems in a production environment

  • Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested 

  • Curiosity and drive for continuous learning and improvement

  • Following and advocating best coding practices, continuous delivery and code reviews

  • Experience working with relational and non-relational databases, query optimisation and designing schemas is a plus

  • Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus

  • …but don’t worry we don’t expect you to know everything!

What does success look like?

  • You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute

  • You’ll understand how our values can help you guide your work

  • You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them

  • You’ll be raising the automation level to enable scaling of the product

  • You’ll understand our customers and the impact our product makes in their lives 

  • You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities

Additional Information

Interested? Find out more:

  • The Wise Tech Stack, 2025 Edition.

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – Wise Engineering

  • Our values

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Top Skills

Java
Kafka
Non-Relational Databases
Relational Databases
Spring Boot

What the Team is Saying

Lindsay
Surendra
Smrithi
Pavan
Asya
Jennifer
Lauren
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The Company
6,500 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money.

With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.

In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Not Specified
Singapore
Austin, TX
Brussels, BE
Hungary
Hyderabad, IN
Kuala Lumpur, MY
London, GB
New York, NY
São Paulo, BR
Tallinn, EE
Tokyo, JP
Learn more

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