Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Software Engineer II
Overview• Responsible for the analysis, design, development and delivery of software solutions• Defines requirements for new applications and customizations, adhering to standards, processes and best practices
Responsibilities• Own software delivery tasks (code development, test, deployment) at an application/software component level• Participate in team prioritization discussions with Product/Business stakeholders• Able to troubleshoot and refactor existing code• Adopt new languages and architecture patterns needed for the work• Influence the decisions made by the team• Assist peers and less experienced members• Influence the decisions made by the team• Demonstrate active learning and sharing of software practices via Guild/Engineering community initiatives• Assist in technical documentation of APIs and services being delivered
Experiences• Has ability to write secure code in three or more languages (e.g., C, C+, C#, Java, JavaScript, COBOL, SQL)• Familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT)• Understands and implements standard branching (e.g., Gitflow) and peer review practices• Apply tools (e.g., Sonar, Zally, Checkmarx ) and techniques to scan and measure code quality and anti-patterns as part of development activity• Understands and builds test code at unit level, service level, and integration level to ensure code and functional coverage• Understands the use of basic design patterns (e.g., factory, adaptor, singleton, composite, observer, strategy, inversion of control)• Understands requirement analysis being essential part of delivering value to our customers and partners and participate in elaboration, prioritization, and effort estimation• Understands different SDLC practices (Waterfall/Scrum/Kanban/SAFe) and the delivery situations they are used for• Understands the basic engineering principles used in building and running mission critical software capabilities (security, customer experience, testing, operability, simplification, service-oriented architecture)• Familiar with different application patterns to implement different types of business processes (e.g., APIs, event-driven-services, batch-services, web-applications, big data)• Understands Continuous Integration (CI) and Delivery (CD) concepts, and capabilities to support automation, pipelines, virtualization, and containerization• Has ability to write code (in languages such as Java, Python, Ruby, Bash, Perl, Groovy) to build automation tasks that are repeatable and efficient• Understands functional and non-functional testing types to elaborate and estimate test efforts
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Ability to write secure code in three or more languages (examples: C, C++, C#, Java, JavaScript, COBOL, SQL)
- Familiarity with secure coding standards (OWASP, CWE, SEI CERT)
- Understand and implement standard branching (Gitflow) and peer review practices
- Apply code quality and security tools (Sonar, Zally, Checkmarx) as part of development
- Understand and build unit, service, and integration test code to ensure coverage
- Knowledge of basic design patterns (factory, adapter, singleton, composite, observer, strategy, IoC)
- Participate in requirement analysis, elaboration, prioritization, and effort estimation
- Understand SDLC practices (Waterfall, Scrum, Kanban, SAFe) and when to apply them
- Understand engineering principles for mission-critical software (security, operability, testing, SOA)
- Familiarity with application patterns (APIs, event-driven services, batch services, web applications, big data)
- Understand CI/CD concepts and support automation, pipelines, virtualization, and containerization
- Ability to write automation code (examples: Java, Python, Ruby, Bash, Perl, Groovy)
- Understand functional and non-functional testing types to estimate test efforts
Mastercard Compensation & Benefits Highlights
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Retirement Support — Careers materials and job postings advertise a “best‑in‑class” 10% retirement match (401k or equivalent). Public-facing benefits pages consistently position this as a standout element of the U.S. package.
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Leave & Time Off Breadth — Recent U.S. postings list 25 vacation days, 5 personal days, 10 paid holidays, up to 20 days of bereavement, and 80 hours of sick/safe time. The combined time‑off framework is described as well above typical U.S. baselines.
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Parental & Family Support — Company materials specify a minimum of 16 weeks paid new‑parent leave and inclusive family‑building support, with financial assistance for adoption, fertility, and surrogacy where allowed. Impact/ESG reporting also notes coverage enhancements for gender‑affirming care in North America.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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