Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Work experience:
- Minimum 5 years in commercial or small business banking (relationship management, credit analysis, or lending)
- Minimum 2 years in a client-facing relationship management role
- Demonstrated experience managing a loan or deposit portfolio
- Track record of meeting or exceeding revenue, cross-selling, or retention targets
- Community banking or credit union experience preferred
Education:
- Bachelor's degree in Business, Finance, Accounting, Economics, or related field
- Preferred: MBA, CFA, or professional banking certification (e.g., ABA certification)
Competencies:
Reading and speaking in both English and Spanish fluently
- Relationship Building Establishes trust and credibility with clients through consistent communication, transparency, and follow-through on commitments; identifies key stakeholders and decision-makers within client organizations.
- Financial Acumen Demonstrates strong analytical skills; quickly understands business financials, operational metrics, and industry trends to assess client viability and recommend appropriate solutions.
- Sales & Business Development Proactively identifies and pursues cross-selling opportunities; communicates product benefits clearly; achieves revenue targets through a consultative, client-first approach.
- Problem-Solving Addresses client concerns and competitive pressures creatively; collaborates with internal teams (credit, operations, treasury) to structure solutions that meet client needs while managing risk.
- Attention to Detail Maintains accurate client records, loan documentation, and compliance files; ensures all regulatory and internal credit standards are met without exception.
- Communication Communicates clearly and concisely in writing and verbally with clients, peers, and internal stakeholders; presents financial and credit information in an accessible, compelling way.
- Time Management Prioritizes effectively across competing demands; manages a large portfolio while pursuing new business development; balances client service with administrative responsibilities.
- Adaptability Responds quickly to changing market conditions, client needs, and regulatory requirements; remains flexible in approach while maintaining core principles and credit discipline.
Languages:
- English
- Spanish
Skills:
- Effective Communication
- Interpersonal Skills
- Problem Solving
- Prospecting
- Relationship Building
- Negotiating
Responsibilities:
- Schedules and conducts in-person or virtual meetings with clients at least quarterly
- Remembers key details about client business, family, and interests; personalizes interactions accordingly
- Resolves disputes or concerns by listening first and finding win-win solutions
- Builds internal advocates by being responsive to credit and operations teams
- Can quickly extract key financial ratios and interpret trends from balance sheets and P&Ls
- Understands cash flow—the core driver of small business viability—and identifies seasonal or structural issues
- Asks probing questions to understand business models, competitive position, and growth constraints
- Documents opportunities in CRM and follows up within timely and accurately
- Prepares clear, concise product proposals tailored to individual client situations
- Achieves annual targets for loan originations, deposit account growth, and revenue per relationship
- When facing a client objection or market challenge, initiates discussion with product, credit, or treasury teams
- Proposes creative structures (e.g., layered credit, partial guarantees, adjusted pricing) while staying within credit policy
- Documents decisions and rationale for future reference and training
- Credit files are organized, complete, and audit-ready; no missing documents or outdated financial information
- All client communications are logged in the CRM and summarized in writing for the file
- Complies with fair lending, BSA, and regulatory documentation requirements without reminders
- Client emails are clear, professional, and prompt; written proposals are tailored and jargon-free
- Presents credit recommendations to the committee with confidence, transparency, and supporting data
- Proactively updates clients on market conditions, new products, or regulatory changes that may affect them
- Adjusts approach when a client prefers phone over email, or vice versa
- Responds to market downturns or new competitors by revisiting client strategy and adjusting service or pricing
- Stays current on regulatory changes and updates internal processes accordingly
Travel Required: 75%+
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
Skills Required
- Minimum 5 years in commercial or small business banking (relationship management, credit analysis, or lending)
- Minimum 2 years in a client-facing relationship management role
- Demonstrated experience managing a loan or deposit portfolio
- Track record of meeting or exceeding revenue, cross-selling, or retention targets
- Bachelor's degree in Business, Finance, Accounting, Economics, or related field
- MBA, CFA, or professional banking certification (e.g., ABA certification)
- Fluent in English and Spanish (reading and speaking)
- Ability to analyze financial statements, extract key ratios, and assess cash flow
- Proficiency documenting opportunities and client communications in CRM
- Knowledge of fair lending, BSA, and regulatory documentation requirements
- Willingness and ability to travel 75%+
- Community banking or credit union experience
Texas Capital Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Texas Capital Bank and has not been reviewed or approved by Texas Capital Bank.
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Retirement Support — A company 401(k) with matching contributions is repeatedly characterized as good, reinforcing the value of the retirement program. Employer match and related financial supports are highlighted as competitive components of the package.
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Leave & Time Off Breadth — PTO and paid holidays are characterized as solid to generous, with accruals that can increase with tenure or vary by level. Time off is frequently cited as a strong element of the overall package.
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Wellbeing & Lifestyle Benefits — Wellness programs, educational assistance, and paid parking expand support beyond core insurance, adding convenience and development value. Ancillary perks complement the standard medical, dental, and vision coverage.
Texas Capital Bank Insights
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way. Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue. Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender. Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy
