Senior UX Researcher

Posted 2 Days Ago
New York, NY, USA
Hybrid
Senior level
Fintech • Financial Services
The Role
Leads strategic UX research from problem framing through executive decisions, using qualitative and mixed-method research to uncover customer needs, anticipate emerging opportunities, and shape experience strategy. Partners with design, service strategy, product, and business leaders; synthesizes customer, behavioral, competitive, and market evidence; influences senior stakeholders; coaches researchers; and advances research methods and foresight capabilities.
Summary Generated by Built In

American Express, UX Research shapes experiences grounded in deep customer understanding. Our team is entering a pivotal phase where Design and Research increasingly influence not only product development, but also business strategy and cross-functional decision-making. We are expanding our research capabilities to bring customer evidence into strategic conversations earlier, uncover emerging opportunities, and shape the future of connected, differentiated digital experiences.

We are seeking a Senior UX Researcher who combines exceptional qualitative research craft, strategic thinking, and research leadership. As a core partner to our Design Strategy team, this role will connect customer understanding with competitive intelligence, emerging trends, and business priorities to identify opportunities, inform future-state experiences, and influence strategic decisions before solutions are defined.

The ideal candidate is an accomplished strategic researcher with deep expertise in generative research, synthesis, and storytelling, and demonstrated experience partnering with service design, experience strategy, and innovation teams. They bring creativity, methodological rigor, and the ability to navigate ambiguity, challenge assumptions, influence senior leaders, and elevate the work of other researchers.

Responsibilities
  • Shape experience strategy through research: Independently lead complex, ambiguous research from problem framing through executive decision-making. Partner with Design Strategy, Product, and business leaders to establish forward-looking research agendas, uncover opportunities, and inform strategic priorities.

  • Deliver exceptional generative and exploratory research: Design and lead rigorous qualitative research to uncover customer motivations, behaviors, unmet needs, and mental models. Apply expert methodological judgment to select and adapt approaches, including interviewing, contextual inquiry, longitudinal studies, and participatory research.

  • Anticipate emerging needs and opportunities: Connect customer research with competitive intelligence, market trends, emerging technologies, and strategic foresight. Apply outside-in thinking and future-oriented research to anticipate changing expectations, identify whitespace opportunities, and inform differentiated experiences.

  • Partner in strategic discovery and service design: Collaborate with experience strategists, service designers, and product leaders to investigate customer journeys and service ecosystems. Translate research into opportunity frameworks, future-state concepts, and hypotheses that guide experimentation and investment decisions.

  • Synthesize evidence and inspire action: Triangulate qualitative and quantitative research, behavioral data, customer feedback, and external signals to identify meaningful patterns and opportunities. Translate complex findings into compelling narratives and conceptual frameworks that establish shared understanding and drive decisions.

  • Influence senior leaders and strategic decisions: Serve as a trusted thought partner to senior Product, Design, and Business leaders. Connect customer insights with business priorities, challenge assumptions, and ensure research informs strategy, experimentation, and experience improvement.

  • Lead and elevate research teams: Establish cohesive learning agendas, guide methodological decisions, and coordinate research across multidisciplinary engagements. Coach researchers through complex challenges while maintaining exceptional craft standards and a collaborative, intellectually rigorous environment.

  • Advance research methods and capabilities: Develop rigorous approaches to exploring and evaluating emerging experiences, technologies, and service innovations. Strengthen research practice through reusable frameworks, critical review, and responsible experimentation with AI-enabled tools and methods.

Qualifications
  • 7+ years of UX research or applied research experience, with a strong track record leading complex generative and exploratory research programs.

  • Demonstrated mastery of qualitative research, including interviewing, contextual inquiry, research design, and interpretive synthesis, with the ability to uncover latent needs and develop strategic insights and conceptual frameworks.

  • Proven experience partnering with service design, experience strategy, or innovation teams to shape future-state experiences, journey transformation, and strategic opportunities.

  • Experience incorporating competitive intelligence, market trends, strategic foresight, or emerging technologies into research to anticipate customer needs and inform experience strategy.

  • Demonstrated ability to navigate ambiguity, challenge assumptions, and influence director- and VP-level stakeholders through compelling evidence, strategic judgment, and storytelling.

  • Experience leading research across multiple researchers or complex workstreams, including setting learning agendas, guiding methodological choices, coaching others, and elevating research quality.

  • Strong quantitative literacy and ability to synthesize evidence across qualitative research, surveys, behavioral analytics, customer feedback, and secondary sources.

  • Familiarity with foresight methods such as horizon scanning, scenario exploration, or signals analysis, and their application to emerging customer and experience opportunities.

 

Skills

  • Strategic UX Research & Experience Strategy

  • Advanced Generative & Exploratory Qualitative Research

  • Research Strategy & Learning Agenda Development

  • Research Leadership, Coaching & Craft Excellence

  • Executive Influence & Strategic Storytelling

  • Strategic Foresight & Emerging Trends Research

  • Competitive Intelligence & Market Analysis

  • Research Methodology, Rigor & Innovation

  • Customer Mental Models & Behavioral Research

  • Advanced Research Synthesis & Evidence Triangulation

  • Service Design Partnership & Journey Research

  • Conceptual Framework Development & Opportunity Identification

 

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster.


The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​

Skills Required

  • 7+ years of UX research or applied research experience
  • Experience leading complex generative and exploratory research programs
  • Mastery of qualitative research, including interviewing, contextual inquiry, research design, and interpretive synthesis
  • Ability to uncover latent needs and develop strategic insights and conceptual frameworks
  • Experience partnering with service design, experience strategy, or innovation teams
  • Experience shaping future-state experiences, journey transformation, and strategic opportunities
  • Experience incorporating competitive intelligence, market trends, strategic foresight, or emerging technologies into research
  • Ability to navigate ambiguity, challenge assumptions, and influence director- and VP-level stakeholders
  • Experience leading research across multiple researchers or complex workstreams
  • Experience setting learning agendas, guiding methodological choices, coaching others, and elevating research quality
  • Strong quantitative literacy and ability to synthesize qualitative research, surveys, behavioral analytics, customer feedback, and secondary sources
  • Familiarity with foresight methods such as horizon scanning, scenario exploration, or signals analysis
  • Employment eligibility to work in the United States without visa sponsorship

American Express Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.

  • Fair & Transparent Compensation — Pay is considered generally solid for many, with frequent mentions of good compensation alongside strong benefits. Overall sentiment points to many employees feeling adequately paid even if it is not viewed as top-of-market.

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The Company
HQ: New York, NY
100,703 Employees
Year Founded: 1850

What We Do

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.

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