Senior Underwriter

Description and Requirements
Role Value Proposition:
National Accounts is responsible for strategy, sales, underwriting, account management and overall profitability for customers, including the Federal Government, with 5,000 or more eligible employees. The Senior Underwriter will provide group underwriting services for new business and renewals of dental, disability, life, vision, and voluntary products for this market segment. This person will need to be able to evaluate risk characteristics inherent in group insurance plans for prospects (new business) as well as renewals (existing business). They will conduct a detailed analysis to establish profitable and competitive rates and plan characteristics given the unique circumstances and needs of each group customer.
Key Responsibilities:

• Participates in strategy meetings and reviews previously released quotes for understanding trends and results
• Analyzes risk by running manual calculations and preparing experience rated quotes; works with Sales and Service team to ensure the final product will meet the needs of the group prospect or customer.
• Underwrites new business and renewals by analyzing plan design, premium and claim experience information, and the group's demographics to appropriately underwrite the risk.
• Prices and offers plan alternatives, and responds to inquiries from the Sales team, broker, customer, and other partners.
• Works collaboratively with internal and external partners to make sound decisions that will continue to build MetLife's book of group insurance business.
• Expected to work on prospects and customers of various sizes above 5,000 employees

Essential Business Experience and Technical Skills:
Required:

• 3+ years of related experience
• Excellent communication skills (verbal, written, listening).
• Excellent analytical skills and problem-solving capabilities.
• Ability to work under pressure and meet tight deadlines.
• Ability to adapt to change.
• Strong customer service skills.
• High level of organizational skill and the ability to prioritize and multi-task.
• Team player: works well with other underwriters and business partners.
• Proficiency with Microsoft products, particularly Excel.

Preferred:

• 1-4+ years of group benefits underwriting experience
• Bachelor's degree in mathematics, actuarial sciences, risk management, business administration, finance/accounting, economics, or a related field.
• Working knowledge of underwriting policies and procedures, underwriting guidelines and philosophies

At MetLife, we're leading the global transformation of an industry we've long defined. United in purpose, diverse in perspective, we're dedicated to making a difference in the lives of our customers.
The salary range for applicants for this position is 62,300 to 95,500.
Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the 2024 "World's Most Admired Companies" as well as the 2024 Fortune 100 Best Companies to Work For ®, MetLife , through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by empathy, we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us!
Equal Employment Opportunity/Disability/Veterans
If you need an accommodation due to a disability, please email us at [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
62,300 to 95,500
#BI-Hybrid