Senior Underwriter, Financial Lines

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter - Financial Lines to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Underwriting

AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

This role underwrites assigned risks under general direction. Has a greater underwriting authority and handles large accounts and/or more complex risks.

How you will create an impact:

• Rapidly evaluating, prioritizing and selecting submissions to be underwritten.

• Demonstrating technical underwriting skills through strategic, thorough account reviews and file documentation.

• Exercising judgment, negotiating and making sound business decisions effectively based on level of authority.

• Renders alternative outcomes for more difficult situations and makes real-time decisions in a fast paced environment characterized by ambiguity and change.

• Using all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed.

• Understanding fundamentals of loss trends, loss triangles, and ratemaking.

• Assisting management with the implementation of profit center strategic initiatives and providing technical underwriting and marketing support on other projects.

• Assisting regional manager and product leaders in further developing existing broker relations as well as establish new relationships to attract business opportunities.

• Collaborating with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities.

• Working with management, brokers, clients, and outside counsel on deal structure, contract terms and conditions on a portfolio of more complex risks.

• Participating in various underwriting and marketing initiatives to improve company results and drive portfolio strategies.

• Developing strong, long term relationships with brokers and clients to profitably grow a book of business.

• Representing AIG at client and broker functions with supervision as necessary/appropriate.

• Contributing to the mentoring, training and development of less experienced staff.

•  Participating in special underwriting projects as needed.

• Providing superior customer service to brokers and clients (internal & external).

What you'll need to succeed:

• Minimum 3+ years of relevant professional experience. Commercial Insurance Company, Agency or Brokerage experience preferred.

• Bachelor’s degree from a four-year college or university.

• Advanced knowledge of the US Financial Lines business (D&O, EPL, PTL, Cyber, Fidelity) including product features, forms, regulatory environment and risks etc.

• Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change and exercise influence.

• Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority.

• Demonstrated sales, marketing, and relationship building experience.

• Very strong verbal and written communication skills.

• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.

• Comfort with analytical tools and technology

Ready to take your career to the next level? We would love to hear from you.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office.  This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

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