Senior Underwriter, CI

Description
Great underwriters know how to balance data, technology, and human judgment. If you enjoy both quantitative and qualitative reasoning, and you're energized by the opportunity to manage your own accounts while partnering closely with agents, brokers, and distribution teammates, consider joining Liberty Mutual's underwriting team. In this role, you'll use underwriting expertise, analytical tools, and AI-enabled insights to develop, grow, and maintain a profitable diversified book of Farm and Ranch business while helping shape the future of underwriting at Liberty Mutual.
Strategic Account Manager
As part of your portfolio strategy, you'll manage a profitable book of Farm and Ranch business by writing new accounts, growing strong agent and broker relationships, and pursuing renewals. You'll use AI-enabled insights and portfolio data to prioritize opportunities, improve submission quality, and strengthen account strategy.
Problem Solver
You'll evaluate data, model insights, and account information to determine risk selection, pricing, terms, and coverage conditions. You'll also identify opportunities to
improve growth, profitability, and diversification using both analytics and underwriting judgment.
Clear Communicator
You'll maintain and strengthen relationships with agents and brokers while collaborating closely with Territory Managers and other distribution partners. You'll present proposals, negotiate deals, and explain underwriting decisions clearly and confidently.
Collaborative Teammate
Contributing to overall team success, you'll partner across underwriting and distribution to improve agency experience, submission quality, renewal execution, and account strategy. You'll also mentor underwriters and share best practices that strengthen both technical underwriting and professional development.
Conscientious Professional
You'll ensure the deal is complete by documenting account reviews, sign-offs, referrals, and underwriting decisions in accordance with company standards and state
requirements.
How we work At Liberty Mutual, underwriting and distribution are increasingly working as strategic partners to improve agency experience, strengthen account execution, and drive profitable growth. In this role, you'll collaborate with distribution teammates and agency partners to improve submission quality, align on renewal strategy, and focus on the highest-opportunity accounts. You'll use AI, data, and financial insight to support faster, more consistent decision-making - while continuing to apply the
human judgment and relationship skills that great underwriting requires.
What AI looks like in this role We're using AI and advanced analytics to help underwriters work smarter - identifying patterns, improving prioritization, supporting submission triage, and surfacing opportunities faster. The right candidate will be comfortable using these tools to enhance underwriting decisions, not replace them. You'll bring the curiosity to learn new tools and the judgment to apply them responsibly.
Qualifications
Qualifications
Experience

• 3-5+ years of commercial lines or farm and ranch experience
• Experience with multi-line insurance products
• Experience using analytics or technology tools to improve underwriting workflow, account strategy, or decision-making.

Skills

• Analytical, problem-solving capabilities
• Strong territory management skills
• Excellent communication skills
• An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters
• Comfort leveraging data, digital tools, and AI-enabled insights to support underwriting decisions and portfolio management.

Knowledge

• Command of insurance finance and actuarial concepts
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
• Understanding of contract language, including regulatory and policy differences among applicable states
• Familiarity with continuous improvement processes and tools

Education

• A bachelor's degree in a related field
• Chartered Property Casual Underwriter or other professional insurance designation preferred (currently or in process) and/or AFIS Agribusiness and Farm Insurance Specialist

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco

$83,000.00 - 157,000.00