Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?
Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.
PAY RANGE
The Target Pay Range for this position is $114,300.00-$139,700.00 annually. The full Pay Range is $88,700.00 - $165,200.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.BENEFITS
Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.
IMPACT YOU’LL MAKE:
As a Senior Systems Analyst – Credit Decisioning at BECU, you’ll directly influence how we serve our members through smarter, faster, and more secure lending solutions. Your expertise will power the configuration and optimization of our automated underwriting and loan origination systems, making lending more accessible and accurate. You'll play a pivotal role in shaping risk strategies and guiding innovation by implementing scoring models and alternative data. This is your opportunity to use your technical skillset and strategic mindset to drive meaningful impact — not just for our systems, but for the financial wellbeing of every member we serve.
To join our dynamic team in this role, we require candidates to be residents of WA, OR, ID, AZ, TX, SC or GA. If you’re located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week. For those candidates that live outside the commutable distance to TFC and in any of our approved remote work locations, this role will be primarily remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.
WHAT YOU’LL DO:
Configure and Optimize Credit Systems: Manage and enhance the configuration of our credit risk and decisioning platforms to ensure seamless, accurate lending operations.
Drive Credit Origination Strategy: Administer and offer expert advice on automated underwriting and loan origination strategies that align with BECU’s credit risk goals.
Partner for Progress: Collaborate closely with internal stakeholders and cross-functional teams to streamline and elevate credit risk implementation.
Lead Credit System Administration: Plan and execute technical solutions, maintain configuration standards, and lead user acceptance testing to ensure system reliability.
Monitor and Report Performance: Create and review status reports on lending automation to maintain operational oversight and compliance.
Translate Vision to Reality: Convert business needs into clear, actionable software requirements, working with vendors to bring your insights to life.
Document for Clarity and Continuity: Maintain clear and comprehensive manuals and procedures that support long-term success and knowledge sharing.
Improve and Customize Workflows: Tailor existing practices and processes to meet evolving business and system needs.
Visualize and Communicate Processes: Create diagrams and workflows (e.g., sequence, activity, use-case) to clearly represent business processes and solutions.
Bridge Business and Tech: Map current vs. future state processes and turn them into technical test specifications that guide system enhancements.
Contribute Beyond the Role: Take on additional duties as needed to support the broader mission of the team and organization.
This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.
WHAT YOU’LL GAIN:
Mission-Driven Work: A chance to influence how BECU supports the financial health of our members through smarter technology.
Continuous Learning: Opportunities to grow your skills through collaboration, challenging projects, and access to development tools.
Supportive Team Dynamics: Work alongside talented, mission-aligned professionals who are passionate about improving member experiences.
Strategic Influence: Play a key role in shaping credit risk strategies and contributing to the evolution of BECU’s lending systems.
QUALIFICATIONS:
Minimum Qualifications:
Bachelor’s degree in a technical/related discipline required, or equivalent work or education related experience.
Typically requires 7 years of experience in lending/credit operations, credit analytics/reporting, and/or business analytics.
Experience with BRMS platforms or rule engines.
Desired Qualifications:
Advanced degree preferred.
Experience with Experian Ascend platform.
5 years of experience configuring decision engines and/or scoring models.
5 years of experience working on product/project teams, including process and procedure design and communications.
Experienced with multiple methods for creating and communicating strong Business Cases, including financial analysis, strategic alignment and risk analysis.
Demonstrated understanding of multiple and cross functional systems within lending origination systems.
JOIN THE JOURNEY:
Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.
Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney
EEO Statement:
BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.
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What We Do
As a member-owned, not-for-profit financial cooperative, we are guided by the credit union philosophy of “people helping people.” Putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t privately owned. As a cooperative, we are owned by our members. This drives us to do right by the member, and right by each other as coworkers. We display this in our working culture, in our day-to-day choices to ensure both members’ and employees’ needs are met. Imagine what this type of commitment could do for your work satisfaction.
Why Work With Us
We are a team-first culture that ensures every employee has the opportunity to learn and grow. We are diving headfirst into a technology transformation.
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