Senior Staff Software Engineer - Risk Assessment Platform, Servicing

Posted 24 Days Ago
Be an Early Applicant
London, Greater London, England, GBR
Hybrid
145K-182K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
The Senior Staff Engineer will lead the development of a Risk Assessment Platform, focusing on system optimization, data integrity solutions, and technical leadership.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role:

We are looking for a Senior Staff Engineer (IC5) to join our Risk Assessment Platform squad. Our mission is to build a platform that allows Wise product teams to stay safe and compliant by executing risk assessments quickly and easily, while enabling our Financial Crime and Compliance teams to build controls with minimal effort.

Positioned exactly between these two worlds, our team is in the best possible place to drive company-wide impact. We ensure our customers can achieve their goals safely, conveniently, and without friction. Because we sit at the heart of the action at Wise, we deal with massive amounts of data and high-throughput systems—making this an incredibly attractive playground for engineers who love solving complex, high-scale problems.

How we work:

At Wise, we believe in autonomy, alignment, and impact. As an IC5 engineer, you won't just be executing tasks—you will be a visionary. You will own fundamental components and libraries, collaborate across diverse teams, and define the long-term technical strategy for your domain. We value open communication, high technical standards, and a passion for solving real-world financial challenges.

What will you be working on?:

In the near future, you will be spearheading technical solutions for our biggest upcoming challenges:

  • Data Integrity: Solving complex problems related to data lineage, completeness, and validity.

  • Bridging the Gap: Designing and defining the technical contracts between Product teams and Financial Crime teams.

  • End-to-End Flows: Building robust, scalable e2e risk assessment workflows.

  • System Optimization: Driving initiatives to continuously improve our speed, latency, and cost metrics.

What do you need?:

  • Deep Backend Expertise: Solid, production-proven experience with Java and modern (micro)service architectures.

  • System Design & Protocols: A rock-solid understanding of both synchronous and asynchronous communication protocols.

  • Advanced Architecture Skills: Experience owning and designing fundamental components, shared libraries, and core infrastructure.

  • Technical Leadership: The ability to act as a visionary, mapping out a clear technical strategy for your ownership area and mentoring others to get there.

  • Strong Communication: Exceptional collaboration skills, with the ability to translate complex technical concepts and align a highly diverse set of stakeholders.

Nice to Have:

  • Previous experience working closely with data streaming and processing frameworks.

  • Hands-on experience solving complex data validity or data lineage problems at scale.

  • Background working in Fintech, Regtech, or high-throughput financial systems.

 

Interested? Find out more:

  • How we work – a practical guide

  • DEI @ Wise

  • Wise Tech Stack (2025 update)

  • See what it's like to work at Wise London!

  • Our Engineering career map

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

  • Starting salary: £145,000 - £182,000 + RSU

  • Wise Benefits

#LI-AB3 #LI-Hybrid

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Deep Backend Expertise in Java and modern microservice architectures
  • Rock-solid understanding of synchronous and asynchronous communication protocols
  • Experience owning and designing fundamental components and core infrastructure
  • Ability to map out a technical strategy and mentor others
  • Exceptional collaboration skills translating complex concepts

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth Global minimum of 33 paid days off (36 in U.S. hubs) plus a 6‑week paid sabbatical every four years and extras like volunteer or “Me” days indicate substantial time‑off depth.
  • Parental & Family Support A global minimum of 18 weeks fully paid parental leave for birth or adoption after one year, along with adoption and fertility support, underscores robust family support.
  • Flexible Benefits Work‑from‑anywhere up to 90 days per year after six months and flexible working principles provide notable geographic mobility and scheduling latitude.

Wise Insights

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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