Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Software Engineer
Senior Software Engineer - Integrations & API Connectivity
Overview
The Integrations & API Connectivity team is responsible for building secure, scalable, and compliant connections to Open Banking APIs of Financial Institutions and Payroll Providers. The team enables seamless integration across the financial ecosystem, supporting Mastercard's innovative products and platform expansion.
Role & Responsibilities
As a Senior Software Engineer, you will:
Design, develop, and deliver secure, high-quality API integrations with financial institutions and payroll providers
Lead system development, enhancements, and maintenance to meet defined service level agreements (SLAs)
Own the full software development lifecycle (SDLC), including requirements analysis, design, development, testing, deployment, and production support
Manage production incidents, perform root cause analysis, and participate in on-call support rotations
Research, evaluate, and recommend new technologies, frameworks, and third-party solutions
Collaborate closely with external vendors and ensure effective knowledge transfer to internal teams
Promote engineering excellence through code reviews, quality assurance processes, and adherence to Mastercard standards
Mentor and guide team members, including offshore developers, throughout the SDLC
All About You
Required Qualifications
Bachelor's degree in Computer Science, Information Technology, Engineering, Information Systems, or equivalent practical experience
5+ years of professional experience in software engineering or related technical roles
Strong experience designing and building APIs and integration-focused systems
Solid understanding of modern software engineering principles, distributed systems, and secure application development
Experience supporting production systems, including incident management and on-call responsibilities
High-energy, detail-oriented, and proactive, with the ability to work independently and manage priorities under pressure
Strong initiative, self-motivation, and a results-driven mindset
Excellent verbal and written communication skills, with strong collaboration and organizational abilities
Willingness to learn, adapt, and take on challenges in a diverse, globally distributed team
Preferred Qualifications
7+ years of experience delivering complex software systems at scale
Experience delivering secure solutions in the Financial Services, Payments, or Open Banking domain
Familiarity with regulatory, compliance, and security standards relevant to financial integrations
Working knowledge of AI-assisted development tools such as GitHub Copilot (GHCP), Claude, and similar generative AI tools, with the ability to leverage them to improve developer productivity, code quality, and engineering efficiency (strong plus)
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Bachelor's degree in Computer Science or related field
- 5+ years of professional experience in software engineering
- Strong experience designing and building APIs
- Experience supporting production systems and incident management
- Excellent communication and collaboration skills
- 7+ years of experience in complex software systems (preferred)
- Experience in Financial Services or Payments domain (preferred)
Mastercard Compensation & Benefits Highlights
-
Retirement Support — Company information highlights a 10% retirement match on U.S. roles, positioned as best‑in‑class and well above typical large‑employer benchmarks. This level of employer contribution materially strengthens long‑term savings.
-
Leave & Time Off Breadth — U.S. postings list 25 vacation days, 5 personal days, 10 company holidays, 80 hours of paid sick/safe time, and up to 20 days of bereavement. A minimum of 16 weeks paid new‑parent leave (including adoption and foster) further expands paid time away.
-
Parental & Family Support — Benefits include a minimum of 16 weeks paid new‑parent leave and family‑building support such as fertility, adoption, and surrogacy where legally available. Dependent scholarships, counseling, and protection benefits contribute additional family support.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
Gallery
Mastercard Teams
Mastercard Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.















