ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
EarnIn is looking for experienced, collaborative, and resourceful engineers to join our Trust Engineering team. You will work cross-functionally with various teams and contribute to the design and development of our customer trust services.
The remote salary range for this position is $169,700 - $253,000 including benefits and equity. EarnIn provides excellent benefits for our employees including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our other offices. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- System Design and Architecture: Lead the design and architectural decisions for trust engineering solutions, ensuring they meet the organization’s regulatory, scalability, and security requirements.
- KYC Integration: Seamlessly integrate Know Your Customer (KYC) services into our applications, ensuring a smooth and cohesive user experience across multiple platforms and devices.
- Innovation and Trends: Stay ahead of emerging technologies and industry trends in trust engineering, proactively identifying opportunities for process improvements and optimization.
- Feature Development: Drive the end-to-end design and implementation of new features. Break down complex problems into manageable components, translate this complexity into elegant and efficient designs, and produce high-quality, maintainable code.
- Community Impact: Make a meaningful impact by contributing to solutions that enhance the lives and experiences of our community members.
- Collaboration and Mentorship: Collaborate with and mentor other engineers, offering thoughtful guidance through code, design, and architecture reviews, while fostering a culture of continuous learning.
- Quality and Efficiency: Demonstrate a deep passion for producing high-quality, efficient designs and code, ensuring that solutions are not only effective but also maintainable and scalable.
WHAT WE'RE LOOKING FOR
- Experience: 4+ years of experience in software development, delivering value in a collaborative and agile environment.
- KYC Expertise: Familiarity with industry-standard Know Your Customer (KYC) processes and solutions, particularly in the FinTech or RegTech sectors.
- Technical Proficiency: Proficient in languages such as Kotlin, C#, and Go, with hands-on experience in common development frameworks like DotNet Core and Spring Boot.
- Frontend Experience: Some experience with frontend development, particularly with React or similar frameworks, is a plus.
- API and Database Skills: Strong experience with RESTful API design and development, coupled with familiarity with SQL and NoSQL database technologies.
- Microservices and Cloud Knowledge: In-depth understanding of microservices architecture and experience with cloud platforms like AWS or Azure.
- Communication: Excellent written and verbal communication skills, with the ability to convey complex technical concepts clearly and effectively.
- Adaptability: Thrive in a fast-paced, dynamic, and results-driven environment, demonstrating the ability to quickly adapt to changing priorities.
Independence: Self-motivated and capable of working independently with minimal supervision, while also being a team player who contributes to the success of the team.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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