Senior Software Engineer

Posted 3 Hours Ago
Be an Early Applicant
Austin, TX, USA
Hybrid
180K-230K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Build and evolve highly available backend services for Wise’s North America Account products. Own projects end to end, from customer problem discovery through implementation, rollout, measurement, and operational improvement. Design resilient distributed systems using Java, Spring Boot, relational databases, microservices, and APIs. Collaborate with product, design, operations, compliance, treasury, and engineering teams while improving reliability, security, scalability, and customer outcomes. Mentor teammates, review designs and code, and strengthen engineering practices.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Wise is building the infrastructure for money with a clear ambition: to become the everyday account people rely on, whether they're managing money at home or across borders. Customers should be able to receive their salary, pay bills, earn on their balances, and move money internationally—all from a single account that is simple & transparent. As a Software Engineer on the North America Account team, you'll work on products that customers interact with every day. You'll own meaningful problems from discovery through production, improving the reliability and experience of receiving money, expanding access to local account capabilities, evolving our interest offering, and building the platform that powers Wise's everyday account experience in North America. Your work will directly influence customer growth, engagement, trust, retention, and the value customers receive from holding money with Wise.

Key responsibilities

  •  Bring a strong product mindset, connecting engineering decisions to customer outcomes such as account adoption, customer engagement, reliability, trust, and long-term value.
  • Take end-to-end ownership of impactful projects, from understanding customer problems and shaping solutions through implementation, rollout, measurement, and ongoing operational excellence.
  • Build and evolve highly available backend services using Java, Spring Boot, relational databases, microservices, and well-designed APIs.
  • Design resilient distributed systems with thoughtful approaches to asynchronous processing, data consistency, observability, scalability, security, and operational reliability.
  • Work closely with Product, Design, Operations, Compliance, Treasury, and other engineering teams to deliver solutions that balance customer experience, regulatory requirements, and technical excellence.
  • Write maintainable, well-tested software while continuously improving engineering practices, operational tooling, and service health.
  • Communicate technical concepts clearly to a variety of audiences and contribute to collaborative decision-making across teams.
  •  Raise the engineering bar by mentoring teammates, providing constructive feedback, reviewing designs and code, and reducing operational and knowledge silos across the team.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Experience building highly available backend services using Java and Spring Boot
  • Experience with relational databases, microservices, and well-designed APIs
  • Experience designing resilient distributed systems with asynchronous processing, data consistency, observability, scalability, security, and operational reliability
  • Ability to write maintainable, well-tested software
  • Ability to own projects end to end from discovery through production and ongoing operational excellence
  • Ability to collaborate cross-functionally with Product, Design, Operations, Compliance, Treasury, and engineering teams
  • Experience mentoring teammates and reviewing designs and code

What the Team is Saying

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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