Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionEvery Wise transfer ends with a promise: money should reach the recipient quickly, safely, and without surprises. The North America Payouts team makes that promise real for customers moving USD and CAD, building the services and partner integrations that power reliable money movement across the region. This role will lead meaningful problems from discovery through production—making payouts more instant, improving recipient experience, expanding payment reach, and strengthening reliability and compliance at scale. Success directly influences cross-border volume, payout speed, transfer quality, cost, and risk as Wise works toward money movement that is instant, convenient, transparent, and eventually free.
QualificationsKey responsibilities
- Strong product mindset, connecting engineering decisions to customer outcomes, payout volume, speed, quality, cost, and risk.
- Self-starting and collaborative approach, with the confidence to work independently, take initiative, and bring the right people together to solve problems.
- End-to-end ownership of impactful projects, from understanding the problem and shaping the solution through delivery, rollout, measurement, and long-term operation.
- Strong experience with Java or Kotlin, Spring Boot, microservices, relational databases, and well-designed APIs; experience with Kafka, event-driven systems, or cloud infrastructure is valuable.
- Sound distributed-systems judgment across asynchronous processing, idempotency, data consistency, retries, reconciliation, security, scalability, and failure recovery.
- Commitment to maintainable, well-tested software, predictable delivery, effective observability, and thoughtful operational ownership.
- Clear and adaptable communication, translating complex technical concepts for different audiences and working across teams to reach practical, well-balanced solutions.
- Positive impact beyond individual delivery through mentoring, actionable feedback, technical reviews, reusable knowledge, and reduction of single-person dependencies.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Strong experience with Java or Kotlin
- Experience with Spring Boot
- Experience building microservices
- Experience with relational databases
- Experience designing well-structured APIs
- Experience with Kafka or event-driven systems
- Experience with cloud infrastructure
- Sound distributed-systems judgement (idempotency, consistency, retries, reconciliation, failure recovery)
- Commitment to maintainable, well-tested software, observability, and operational ownership
- Strong product mindset and ability to connect engineering decisions to customer outcomes
- Clear communication, cross-team collaboration, mentoring, and technical review participation
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Leave & Time Off Breadth — Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
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Equity Value & Accessibility — RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
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Parental & Family Support — Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
