Who are we?
At Ford Credit, we take immense pride in being a subsidiary of Ford Motor Company, a global leader renowned for its strong sense of family and a firm commitment to making the world a better place. We create a culture of diversity, equity, and inclusion as we believe it is fundamental to achieving our business objectives and essential to treating every employee with the utmost dignity and respect. Our dedication to these principles drives us to ensure that everyone deserves and receives an exceptional automotive financing experience.
Over 65 years, we have helped put people behind the wheels of great Ford and Lincoln vehicles driving the success of our iconic 120-year-old Ford Motor Company. We have provided financing, personalized service, and professional expertise to 5000 dealers and over 4 million customers in over 100 countries.
With our incredible plans for the future of mobility, we have a wide variety of opportunities for you to accelerate your career potential as you help us define tomorrow’s transportation. With us, you will gain the freedom and opportunity to realize and define your dreams as we firmly believe that freedom of movement drives human progress.
What do we do?
As the financial engine for Ford, Ford Credit Tech India is at the heart of customer experience, transforming the way people access and interact with vehicle finance on a global scale.
Here's your chance to join our dynamic and growing world-class team at Ford Credit Tech India Global Innovation & Capability Centre to build transformative financial software/ applications and solve problems that transcend the ordinary.
We have a strong team of Engineering Directors, Technical Program Managers, Functional Leads, Product Managers, Principal Engineers, Architects, and Software Engineers across our Digital Experience Engineering, Lending Platform Engineering, Foundational Platforms (Originations, Customer Servicing, Receivables, Billing, Payments, Collections, Securitization etc.), Cloud/DevX/Enterprise Testing & SRE/Automation, Architecture and Research, AI/MLOps & Analytics/Data Engineering practices who are supporting, managing our financial systems/applications & leading various IT Modernization and transformation programs delivery initiatives across the NA/EU/China/Mexico/Canada markets.
As a Software Engineer working in Ford Credit Tech, you will join a team that develop invoicing and billing products using Spring boot Microservices with Java, deploy on GCP platform with Postgresql as database. You will be collaborating closely and continuously with fellow engineers, designers and product owners to build, validate and release innovative software products early and often. You will continuously learn and mentor fellow team members while focusing on delivery of quality enterprise solutions.
If you're eager to innovate and revolutionize financial services by adopting the latest technologies, Ford Credit Technology India is a perfect match for you. Are you ready to advance your career with our ambitious projects?
Work Hours: between 11.30 AM and 9 PM IST
Responsibilities- Developing exceptional user experiences with backend APIs using frameworks such as Spring Boot and Microservices
- Apply AI-assisted and agentic AI tools to accelerate code generation, improve code review quality, automate development workflows, and support spec-driven development
- Continuously identify opportunities to enhance engineering productivity through the responsible adoption of AI-driven software engineering practices
- Ensure all AI-assisted contributions result in secure, reliable, and maintainable solutions consistent with team and organizational engineering standards
- Validate and release applications using continuous integration and continuous delivery tools
- Work in collaborative environment including pairing and mobbing with other cross-functional engineers
- Work on a small agile team to deliver working, tested software
- Work effectively with technical product manager, product owners, product designers, and other technical experts
- Work on a team focused on delivering Available, Testable, and Portable solutions using Domain Driven Design, CQRS, Hexagonal Architecture, and Event Driven Architecture
- Take time to continuously learn and share with peers
- Act as a mentor for less-experienced peers through technical knowledge/leadership skills and advocate for technical excellence
- 5+ years of professional software development experience using Java, Spring Boot, and Microservices
- At least 2+ years of experience in Google Cloud Platform
- Proven experience applying AI-assisted and agentic AI software engineering practices to accelerate code generation, improve code review quality, and automate development workflows
- Familiarity with spec-driven development practices and the ability to translate requirements into structured, AI-assisted implementation plans
- Solid understanding of secure coding, software design, and engineering best practices, with the ability to critically assess AI-generated code for correctness, security, and maintainability
- Have used continuous integration/continuous delivery tools and pipelines (e.g., Tekton, Cloud Build, Gradle, Kubernetes etc.)
- Alerting and Monitoring experience with Cloud Monitoring/Dynatrace/Splunk etc.
- Unit testing and Mocking frameworks experience
- Relational and NoSQL database experience
- Proficiency with RESTful API standards/tools
- Iterative development (Agile methodology) experience
Skills Required
- 5+ years professional software development experience using Java, Spring Boot, and Microservices
- At least 2+ years of experience in Google Cloud Platform
- Proven experience applying AI-assisted and agentic AI software engineering practices
- Familiarity with spec-driven development practices and translating requirements into AI-assisted implementation plans
- Solid understanding of secure coding, software design, and engineering best practices
- Experience with continuous integration/continuous delivery tools and pipelines (e.g., Tekton, Cloud Build, Gradle, Kubernetes)
- Alerting and monitoring experience with Cloud Monitoring, Dynatrace, Splunk or similar
- Unit testing and mocking frameworks experience
- Relational and NoSQL database experience (e.g., PostgreSQL)
- Proficiency with RESTful API standards and tools
- Experience with Domain Driven Design, CQRS, Hexagonal Architecture, and Event Driven Architecture
- Experience working in iterative Agile development and collaborative team practices (pairing, mobbing)
Ford Motor Company Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ford Motor Company and has not been reviewed or approved by Ford Motor Company.
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Pay Growth & Progression — The 2023 UAW–Ford agreement delivered immediate raises, restored cost-of-living adjustments, and accelerated progression to top rates for many hourly roles. These changes improved earnings trajectories compared with pre-2023 levels.
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Healthcare Strength — Hourly employees retained very low employee cost-sharing under the 2023–2028 UAW–Ford agreement, and salaried materials describe comprehensive day‑one medical, dental, and prescription coverage. Mental-health support and family‑building benefits add depth to the overall health package.
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Retirement Support — U.S. salaried roles feature a notable 401(k) contribution and match structure, and post‑2023 updates increased retirement contributions for many UAW‑represented employees. Together these elements strengthen long‑term financial security.
Ford Motor Company Insights
What We Do
Ford is a global company with shared ideals and a deep sense of family. From our earliest days as a pioneer of modern transportation, we have sought to make the world a better place – one that benefits lives, communities and the planet. We are here to provide the means for every person to move and pursue their dreams, serving as a bridge between personal freedom and the future of mobility. In that pursuit, our 186,000 employees around the world help to set the pace of innovation every day.
