Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.
WORKING AT OPORTUN
Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.
POSITION OVERVIEW
The mission for the Engineering Ecosystem Org at Oportun is to be the force-multiplicative organization that empowers engineers to deliver member value with high speed and high quality. Teams in this Org play a vital role in designing, developing, and maintaining cutting-edge software solutions that power our mission and advance our business. We strike a balance between leveraging leading tools and developing in-house solutions to create member experiences that empower their financial independence.
As a Senior Software Engineer at Oportun, you will be a key technical contributor responsible for designing, building, and maintaining scalable, reliable platform services and shared libraries. You will work closely with Staff Engineers, product teams, and other senior engineers to evolve the engineering platform and improve developer productivity, system reliability, and delivery velocity.
THE ROLE
We are looking for a Senior Software Engineer to help design, build, and maintain our platform and associated services. This role will have a meaningful impact on Oportun’s evolving platform and engineering ecosystem. You will contribute to architectural decisions, lead complex features end-to-end, and help raise the technical bar across your immediate teams.
The ideal candidate is a strong hands-on engineer with experience building and operating distributed systems, who enjoys solving complex technical problems and mentoring other engineers while remaining deeply involved in day-to-day development.
RESPONSIBILITIES
- Design, build, test, deploy, and maintain scalable, reliable platform services and shared libraries.
- Contribute to platform and system architecture decisions with a focus on reliability, scalability, and developer experience.
- Write high-quality, maintainable code and set a strong example of engineering best practices.
- Collaborate with Staff Engineers and peers to implement standards and patterns that support Continuous Delivery.
- Identify and address performance, scalability, and reliability issues across platform services.
- Participate actively in design reviews, code reviews, and technical discussions, providing thoughtful and constructive feedback.
- Drive operational excellence by improving monitoring, alerting, and incident response practices.
- Investigate root causes of production issues and implement long-term fixes to reduce on-call burden.
- Mentor and support junior and mid-level engineers through code reviews, pairing, and technical guidance.
- Partner with cross-functional teams to understand requirements and deliver solutions that create measurable business and customer value.
REQUIREMENTS
- Requires a minimum of 7–8 years of related experience with a bachelor’s degree; or a master’s degree with an equivalent combination of education and experience.
- Strong experience in software development with a focus on backend systems and services.
- Proficiency in Java, C#, C++, or similar backend languages.
- Strong understanding of software design principles, data structures, and algorithms.
- Experience building and operating scalable, reliable, and secure systems.
- Experience (3+ years) designing, building, deploying, and maintaining container-based applications.
- Experience (4+ years) working with cloud platforms such as AWS, GCP, or Azure.
- Strong problem-solving skills and ability to debug complex technical issues.
- Experience with Continuous Delivery practices and automated deployment pipelines.
- Effective communication and collaboration skills, with the ability to work well within cross-functional teams.
- Experience mentoring junior engineers and contributing to team-level technical leadership.
- Working knowledge of secure development practices and security considerations in distributed systems.
PREFERRED SKILLS
- Financial services or fintech industry experience is a strong advantage.
The US salary range for this full-time position is $ 124,200 - $ 198,700
Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position.
Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.
Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.
#LI-REMOTE
#LI-RR1
We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.
California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.
We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).
Skills Required
- 7-8 years of related experience
- Bachelor's or master's degree
- Strong experience in software development with a focus on backend systems
- Proficiency in Java, C#, C++, or similar backend languages
- Experience designing, building, deploying, and maintaining container-based applications (3+ years)
- Experience with cloud platforms such as AWS, GCP, or Azure (4+ years)
- Effective communication and collaboration skills
- Experience mentoring junior engineers
Oportun Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Oportun and has not been reviewed or approved by Oportun.
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Healthcare Strength — Medical, dental, and vision coverage are described as comprehensive, with flexible spending accounts also offered. Company materials consistently position core health insurance as a strong part of the package.
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Leave & Time Off Breadth — Paid time off, paid holidays, and dedicated volunteer time off are highlighted across company and third‑party profiles. Time‑away programs are frequently called out as positives within the overall package.
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Flexible Benefits — Remote‑work options are available for many roles, alongside perks such as commuter benefits, legal assistance, employee discounts, and job training. Flexibility in where work is performed and a variety of add‑on perks broaden the total offering.
Oportun Insights
What We Do
Oportun is an A.I.-powered digital banking platform that seeks to make financial health effortless for anyone. Driven by a mission to provide inclusive and affordable financial services, Oportun helps its nearly 1.5 million hardworking members meet their daily borrowing, savings, banking, and investing needs. Since inception, Oportun has provided more than $12 billion in responsible and affordable credit, saved its members more than $2 billion in interest and fees, and automatically helped members set aside more than $7.2 billion for rainy days and other needs. In recognition of its responsibly designed products, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.
