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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
We are seeking a highly skilled and motivated Senior Software Engineer - Full Stack to join our Home Loans team. In this role, you will help build cutting-edge technology systems that support our lending business. You will collaborate with a team of engineers empowered to make technical decisions that directly impact the success of the business and our SoFi members. Key qualifications of this role include:
Leading the technical evolution of one or more key platform subsystems.
Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions.
Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code.
Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance.
Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers.
The ability to create clear design and operational documentation.
Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output.
What You’ll Do
As an emerging leader within our team, you will focus on building out the features, capabilities, and member experiences for our market-leading loan products. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services. Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members.
What You’ll Need
Bachelor's or Master's degree in Computer Science, or Software Engineering
3+ years as a professional, full-time Software Engineer, or similar relevant work experience.
Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
Proficient working with GIT and related CI/CD systems.
Experience with public cloud compute, storage, and infrastructure.
Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
Deep understanding of relational and document database fundamentals.
Deep understanding of fundamental distributed systems concepts.
Nice To Have
Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React).
Experience with microservices design principles and architecture.
Experience with performance tuning and optimizing data access patterns.
Top Skills
What the Team is Saying
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
