ABOUT BASELAYER
Every business in America needs a bank account to exist. The system that decides whether they're real, who's behind them, and whether they're a risk, runs on infrastructure from the 1980s. We're rebuilding that layer from scratch.
Baselayer is the identity layer for institutions across the United States: the most complete business graph in America and every human tied to it. We fuse public records, IRS data, sanctions lists, web signals, and fraud telemetry from 2,200+ financial institutions into a single graph that resolves any business and the humans behind it in milliseconds. The legacy credit bureaus took 50 years to build something that gets 60% match rates. We've built something that gets 98% in under two years.
Today we're trusted by over 20% of financial institutions in America including FIS, Rho, Socure and top five US banks. But the graph is becoming infrastructure for anyone who needs to know if a business is real and worth trusting: gig platforms, marketplaces, AI companies, and commerce infrastructure at scale.
Trust is the substrate of every financial transaction. We're rebuilding it.
ABOUT THE TEAM
AI agents are starting to transact: opening accounts, buying services, moving money on behalf of the businesses and people behind them. Every one of those transactions has a counterparty asking the question banks have always asked: who am I dealing with, and can I trust them? Today's identity infrastructure wasn't built to answer it at agent speed.
The Agentic Economy team is extending Baselayer's business graph into the trust layer for agentic commerce: verifiable credentials that bind an agent to the verified business and human behind it, a registry counterparties can query in real time, and verification APIs that plug into the networks, platforms, and protocols where agent transactions happen.
We run like a startup inside a startup: a small senior team led by our GM of Agentic Economy, working directly with payment networks, banks, wallet providers, and agent platforms. The category is being defined right now; the standards, seats, and infrastructure decisions of the next 18 months will be consequential for a decade.
ABOUT THE ROLE
Baselayer is building the most comprehensive, accurate, and continuously-current identity graph of US businesses and consumers. Every entity, officer, address, relationship, and public record we can responsibly source - ingested, normalized, linked, and kept fresh. That graph powers fraud detection, KYB onboarding, portfolio monitoring, sanctions screening, and a growing surface of customer-facing API products. We're hiring a senior engineer to own product features across that surface end-to-end: schema design, data ingestion, entity resolution, API endpoints, scope and multi-tenancy, and performance under real customer load.
WHAT YOU'LL DO
- Ingest and normalize heterogeneous public records into the graph, owning the full pipeline: ingestion to normalizer to repository to API surface.
- Build and maintain entity resolution and linking systems - matching the same business or person across sources where keys don't line up, names are misspelled, and addresses are formatted six different ways.
- Design and ship customer-facing APIs for search, lookup, monitoring, and webhook delivery - built for engineers who'll be live in production within a day of signing up.
- Own schema design and zero-downtime migrations on a database hot 24/7.
- Optimize performance and scale: query patterns for 10x volume, ingestion pipelines that finish before the next batch arrives, API latencies that don't drift as the graph deepens.
- Build multi-tenancy and access control: every query in the system scoped by org/user/permission at the data layer.
MINIMUM REQUIREMENTS
- Shipped product features that touched ingestion to storage to API to customer, end-to-end, in production.
- Owned a Postgres schema that real money or real decisions depended on, and stayed on top of its evolution.
- Strong async Python with experience running async services at scale.
- Deep Postgres expertise: schema design under live load, EXPLAIN ANALYZE as a reflex, zero-downtime migration tooling.
- FastAPI (or close equivalent): shipped real APIs with auth dependencies, OpenAPI contracts, and structured response models.
- Built multi-tenant APIs where access control is load-bearing and scoped correctly at the data layer.
WHAT SETS YOU APART
- Entity resolution / record linkage / fuzzy matching at scale.
- Search infrastructure - full-text, fuzzy, or vector - kept in sync with a Postgres system of record.
- KYC/KYB/fraud/underwriting data-pipeline experience.
- Address parsing/normalization at country scale.
- Webhook delivery infrastructure: retries, signing, idempotency, and ordering guarantees.
- GCP experience with Cloud Run, Cloud Tasks, Cloud SQL, and batch pipelines.
WORK LOCATION
- Based in SF; hybrid 4 days per week in office.
COMPENSATION
- Salary Range: $230k – $340k + Equity
BENEFITS
- Time off when you need it: Flexible PTO so you can recharge without red tape
- In-person energy: We're based in SF and meet in the office 4 days a week
- Competitive compensation: We pay well and back it with equity. We want you to think and act like an owner
- Career rocket fuel: You'll help build the foundation of a high-growth startup, working side by side with experienced founders and team members who've done it before
- Benefits on us: We cover 100% of your health, dental, and vision premiums. No surprise deductions from your paycheck
- 401(k) with company match: We match your contributions so your future self benefits too
- HSA contributions included: We contribute to your HSA on applicable plans, so your coverage works as hard as you do
- Stay healthy, stay sharp: A $250 monthly gym stipend to help you bring your best self to work, and everywhere else
- Lunch on us: Lunch stipend so you can stay fueled and focused without thinking about it
- A seat at the table: We believe in transparency, radical candor, and giving every team member a voice 🔥
Skills Required
- Shipped production product features end to end from ingestion through storage and API delivery to customers
- Owned a PostgreSQL schema supporting real money or real decisions and managed its evolution
- Strong async Python experience running asynchronous services at scale
- Deep PostgreSQL expertise, including schema design under live load, EXPLAIN ANALYZE, and zero-downtime migration tooling
- FastAPI or equivalent experience building production APIs with authentication dependencies, OpenAPI contracts, and structured response models
- Experience building multi-tenant APIs with correctly scoped data-layer access control
- Entity resolution, record linkage, or fuzzy matching at scale
- Search infrastructure experience, including full-text, fuzzy, or vector search synchronized with PostgreSQL
- KYC, KYB, fraud, or underwriting data-pipeline experience
- Address parsing and normalization at country scale
- Webhook delivery infrastructure experience with retries, signing, idempotency, and ordering guarantees
- GCP experience with Cloud Run, Cloud Tasks, Cloud SQL, and batch pipelines
What We Do
Baselayer empowers over 2,000 financial institutions and government agencies to trust the small and medium-sized businesses they serve. We use proprietary machine learning to search government records, the web, and private databases to answer questions about Compliance, Risk, or Fraud about any business in the United States. Our solution suite includes tools for identity verification (Know Your Business), enhanced due diligence, fraud prevention, risk profiling, lien filing, and portfolio monitoring. Our platform also offers unique credit stacking capabilities and an advanced repeat fraud prevention system. Baselayer is integrated into companies with over 30 million accounts, rating and verifying real-time applications. Baselayer.com







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