Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionSalary Range: SGD 148,800 - 184,800 per annum + RSUs
Wise Platform aims to be the infrastructure that powers the world’s money, connecting banks, financial institutions, and enterprises to our next-generation payment solutions. We believe in building a world where money has no borders.
The Cards and MCA team works on offering embedded finance solutions to fintechs with an emphasis on corporate card issuance. As part of this team, you will be exposed to the challenges of developing enterprise-ready solutions for our global partners. We are at the forefront of enabling seamless financial services for businesses worldwide.
We’re seeking a talented Senior Software Engineer with strong technical skills and a genuine interest in designing robust platform products. In this pivotal role, you will be instrumental in evolving our product offering, working closely with both existing and potential partners. This is an exciting opportunity to contribute to the core infrastructure that powers global financial innovation.
What You'll Be Doing (Key Responsibilities):
Develop Enterprise-Grade APIs: Design, build, and maintain highly scalable, reliable, and secure APIs that serve as the backbone for our partners' embedded finance solutions.
Customer & Partner Engagement: Actively engage with clients and potential partners to deeply understand their technical requirements, operational needs, and strategic objectives, translating insights into product improvements.
Mentorship & Growth: Provide mentorship and guidance to junior engineers, fostering a culture of continuous learning, best practices, and technical excellence within the team.
Roadmap Contribution: Eagerness and ability to contribute to the team's technical roadmap, influencing future product direction and architectural decisions.
Cross-Functional Collaboration: Collaborate with product managers, designers, other engineering teams, and business development to support successful partner integrations and deliver cohesive solutions.
What We're Looking For (Required Qualifications):
Extensive experience in designing, building, and maintaining APIs: You should have a proven track record of developing robust, scalable, and secure API solutions.
Strong Independent Thinker & Collaborator: You are capable of independent thought and initiative, while also being eager to accept feedback and thrive in a collaborative team environment.
Effective Communication: Ability to communicate complex technical concepts clearly and concisely to both technical and non-technical audiences.
Strong Technical Software Engineering Skills: Proven experience in building and shipping high-quality software, preferably in a fast-paced environment.
Problem-Solving: Strong analytical and problem-solving abilities, with a proactive approach to identifying and resolving challenges.
Bonus Points If You Have (Preferred Qualifications):
Experience with Java and Spring Boot systems: Familiarity with these technologies would be highly beneficial.
Holistic Solution Mindset: You consider not just customer impact, but also the long-term financial and architectural costs and implications of the solutions you build.
Microservices Architecture: Some experience with developing in a microservice architecture.
Domain Knowledge: Familiarity with the cards domain (credit/debit cards, payment processing, etc.).
To get the best view of what we expect at all levels of our engineering team, you can take a look at our Engineering Career Map
Additional InformationFor everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
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What We Do
Wise is a global technology company, building the best way to move and manage the world's money.
With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.
In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
