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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
***There will be a high preference given to those candidates located in Helena, Montana***
The role
We are looking for a full-stack Senior Software Engineer excited to dive into one of the largest opportunities at SoFi and help drive the next generation of lending products. SoFi is trying to push the boundaries of lending and provide next-level products for our members. We are seeking anyone with big ideas and a drive to help our customers secure financial stability.
On our Personal Loans team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way.
What you’ll do:
Lead the development and testing of system components/services, code and design reviews
Participate in shaping the technical architecture of the product
Help translate user stories into technical solutions
Deliver highly available and scalable services in a production environment
Mentor other engineers, support the technical culture, and help grow the team
Generate ideas for new initiatives and technologies
Communicate with project leads, product managers and other software developers
What You'll Need:
Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
5+ years programming experience, ideally on a modern stack
Our core stack is React / Java / Kotlin / Spring / PostgreSQL, but you don't have to be an expert in any of these. 4+ years Java, Kotlin or Scala programming experience and an understanding of relational databases and ORMs suffices
Willingness to roll up your sleeves, collaborate with others and get stuff done
Strong sense of responsibility; driving a project from inception to completion
Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
Experience working in a collaborative coding environment (and git specifically), refining designs together, writing tests, working through code reviews and managing pull requests
Nice to have:
Good exposure and hands on experience with Microservices design principles and architecture
Experience in the financial services industry, especially interaction with underwriting, pricing and/or risk.
Front-End experience with Javascript, React, Scala, and/or Flutter
Experience with Docker, Kubernetes, Spring Boot, Terraform, and CI/CD
Machine learning and data analytics experience
Experience with cloud native services, especially AWS services such as DynamoDB, RDS, Lambda, Kinesis, SQS, S3, AWS Glue, and/or Athena
Top Skills
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!


























