Senior Software Engineer - Decisioning

Sorry, this job was removed at 04:19 a.m. (UTC) on Saturday, Sep 19, 2026
Hiring Remotely in USA
Remote or Hybrid
130K-170K Annually
Senior level
Fintech • Software
Octane connects people to their passions by creating a seamless end-to-end buying experience.
The Role
Design and architect scalable software systems for automated underwriting and decisioning. Build backend features with Python and Django, maintain reliability through automated testing, conduct code reviews, resolve technical bottlenecks, collaborate cross-functionally, mentor engineers, and use AI-assisted development to improve software delivery.
Summary Generated by Built In

Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.  

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co.

We are hiring a Senior Software Engineer to build features and infrastructure for our decisioning (automated underwriting) team. Used by dealerships across the country, this product provides a streamlined workflow for dealerships to get fast, flexible financing to their customers. Working with a team of passionate, experienced engineers, you'll work throughout the backend of our stack with technologies such as Python, Django, PostgreSQL.

This isn't just about writing code; it's about engineering solutions. You will work alongside a passionate group of veteran engineers to architect scalable systems, mentor growing talent, and ensure our marketplace remains the gold standard for speed and reliability.

Responsibilities: 

  • Design and architect high-quality software systems that are maintainable and scalable.
  • Build elegant, high-impact features using Python and Django.
  • Own the reliability of the stack with sophisticated automated testing.
  • Lead high-level code reviews and crush complex technical bottlenecks.
  • Partner across teams to turn ambitious product visions into reality.
  • Mentor rising talent and set the gold standard for engineering excellence.
  • Use AI-assisted development to accelerate the pace of the software development lifecycle.

Requirements:

  • 5+ years of professional software engineering experience, with a BS/MS in Computer Science or a related field preferred.
  • Deep proficiency in at least one modern programming language (Python, Java, Node.js).
  • Proven track record of designing, building, and delivering scalable technical solutions end-to-end.
  • Hands-on experience with major cloud platforms (AWS, GCP, or Azure) and infrastructure automation (Terraform, CDK, or similar).
  • Advanced SQL skills and extensive hands-on experience with relational databases (e.g., PostgreSQL, MySQL, Oracle).
  • Direct experience building and deploying application containers using Docker and Kubernetes.
  • Active participation in code reviews, Pull Request workflows, and version control best practices (GitHub, Bitbucket, or Azure DevOps).
  • Demonstrated success mentoring junior developers, driving technical alignment, and fostering engineering growth.
  • Solutions-oriented mindset with strong initiative, accountability, and communication skills within collaborative team environments.
  • Ability to partner effectively across cross-functional teams to solve complex problems and deliver high-quality features.

Compensation: In addition to salary, Total Rewards include bonus eligibility, a stock option package, and benefits as outlined below. The role described above offers a base salary of $130,000 to $170,000 + corporate bonus eligibility. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity.

Benefits:

  • Robust Health Care Plans (Medical, Dental & Vision)
  • Generous Parental Leave
  • Flexible Time Off (FTO) Policy - Time Off When You Need It
  • Retirement Plan (401k) with company match!
  • Educational Assistance/Tuition Reimbursement up to $3K/year 
  • Life Insurance (Basic, Voluntary & AD&D)
  • Short Term / Long Term Disability
  • Robust Ancillary benefits including accident insurance, hospital insurance, etc
  • Wellhub (Gympass) Wellness Benefit
  • Recreational Safety Benefit

Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

Skills Required

  • 5+ years of professional software engineering experience
  • Bachelor’s or master’s degree in Computer Science or a related field
  • Deep proficiency in at least one modern programming language, including Python, Java, or Node.js
  • Experience designing, building, and delivering scalable technical solutions end-to-end
  • Hands-on experience with AWS, GCP, or Azure
  • Experience with infrastructure automation using Terraform, CDK, or similar tools
  • Advanced SQL skills and hands-on experience with relational databases such as PostgreSQL, MySQL, or Oracle
  • Experience building and deploying application containers using Docker and Kubernetes
  • Experience with code reviews, pull request workflows, and version control practices
  • Experience using GitHub, Bitbucket, or Azure DevOps
  • Experience mentoring junior developers and driving technical alignment
  • Strong initiative, accountability, communication, and collaboration skills
  • Ability to partner effectively with cross-functional teams

Octane Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Octane and has not been reviewed or approved by Octane.

  • Leave & Time Off Breadth Feedback suggests PTO is substantial—“4+ weeks” advertised and reports of up to five weeks with flexible/self-managed policies. Time off is frequently highlighted as a standout element of the package.
  • Parental & Family Support Feedback suggests parental leave is generous, with mentions of paid leave and examples such as 16 weeks of paid paternity leave. Employer materials consistently position parental leave as a core benefit.
  • Retirement Support Feedback suggests the 401(k) match is clearly defined at up to 4% (100% of the first 3% and 50% of the next 2%). The plan is commonly described as solid and straightforward.

Octane Insights

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The Company
HQ: New York, NY
500 Employees
Year Founded: 2014

What We Do

We’re a fintech company that makes buying better. We connect people with their passions by combining cutting-edge technology and innovative risk strategies to make lifestyle purchases - like powersports vehicles, RVs, and outdoor power equipment - fast, easy, and accessible, while delivering a seamless, end-to-end digital buying experience in industries ripe for disruption. Octane adds value throughout the customer journey: inspiring enthusiasts with our editorial brands, including Cycle World® and UTV Driver®, instantly prequalifying consumers for financing online, routing customers to dealerships for an easy closing experience, and supporting customers throughout their loan with superior loan servicing. We work with over 4,000 dealer partners and over 30 OEMs across the United States, and we recently surpassed $1B in 2022 YTD originations. Founded in 2014, we’re a remote-first company with over 600 employees across the world, and we have offices in Irving, TX, New York, NY, and Irvine, CA. We made the top 10% of the 2022 Inc 5000 list of the fastest growing private companies in America and are Certified as a Great Place to Work®.

Why Work With Us

We’re a diverse team of innovators determined to give our customers the best possible experience. Information is shared transparently, enabling cross-functional collaboration. We’re a performance based culture where accomplishments are both celebrated and rewarded, always looking for new talent to help us develop our industry-leading products.

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