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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
We are looking for a Software Engineer to join our SoFi Money team. As a member of the SoFi Money team, you will help build new systems, maintain the health of our systems, and continually grow your skill set. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and is a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying, and continual improvement and evolution.
What You’ll Do
- Build and maintain backend services that support client onboarding, account setup, and payment configuration workflows.
- Develop APIs used by internal teams and external clients, following established design standards and best practices.
- Write clean, maintainable, and well-tested code in a JVM-based stack (Kotlin/Java, Spring Boot).
- Follow established patterns for reliability, scalability, and fault tolerance.
- Participate in code reviews and incorporate feedback to improve code quality.
- Debug and troubleshoot issues in development and production environments with guidance from senior engineers.
What You’ll Need
- 1+ years of software engineering experience building backend systems.
- Experience with JVM-based languages (Java or Kotlin) and frameworks like Spring Boot.
- Basic understanding of distributed systems concepts (e.g., APIs, databases, service communication).
- Experience building or consuming APIs.
- Familiarity with cloud platforms (AWS/GCP) and containerized environments (e.g., Kubernetes) is a plus.
- Strong problem-solving skills and attention to detail.
- Good communication skills and willingness to learn from others.
- Bachelor’s degree in Computer Science, Software Engineering, or related field (or equivalent experience).
Nice to Have
- Exposure to financial systems, payments, or fintech products.
- Familiarity with event-driven systems or messaging platforms (e.g., Kafka).
- Experience working with workflow or orchestration tools.
- Understanding of reliability concepts like retries, idempotency, and fault tolerance.
- Interest in building scalable, high-availability systems.
What the Team is Saying
SoFi Compensation & Benefits Highlights
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Healthcare Strength — Comprehensive medical, dental, and vision plans are paired with mental-health coaching/therapy, EAP access, and wellness programs, with options noted for low or fully covered premiums. Company-paid life and disability insurance further strengthen core protection.
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Parental & Family Support — Up to 12 weeks fully paid parental leave is complemented by fertility/adoption resources, subsidized back-up child/elder care, caregiver leave, and pet insurance. A 2026 program also matches a new federal $1,000 seed for eligible children’s investment accounts.
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Leave & Time Off Breadth — Exempt employees have flexible/unlimited vacation alongside early-release “SoFi Fridays,” while non-exempt employees receive generous vacation and sick time. Paid volunteer time and role-appropriate leave options extend time-away coverage.
SoFi Insights
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
