YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.
Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.
Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.
Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.
Job Description: Senior Software Engineer
We are seeking a highly skilled and experienced Senior Software Engineer with a strong command of Golang or any strong backend language to join our dynamic team. As a Senior Software Engineer, you will play a pivotal role in designing and developing high-performance, scalable, and secure server-side applications. Your expertise will be instrumental in building robust, reliable, and efficient solutions that drive the success of our products.
Responsibilities:
- Lead the design and development of sophisticated, highly available, scalable, and secure server-side applications.
- Collaborate with cross-functional teams to understand requirements, architect solutions, and deliver high-quality software products.
- Design and develop reliable backend systems supporting high-volume transactional and payment-related workflows.
- Build and maintain integrations with external platforms and service providers, ensuring reliability and resilience across distributed systems.
- Mentor and guide junior engineers, sharing engineering expertise and best practices to foster skill development within the team.
- Analyze and optimize the performance, scalability, and reliability of existing applications, making strategic improvements where necessary.
- Design and implement automated unit and integration tests to ensure code quality, maintainability, and stability.
- Stay up-to-date with the latest advancements in software technologies, recommending their adoption when appropriate.
- Champion code reviews, architectural discussions, and technical documentation to maintain high development standards.
- Troubleshoot and resolve complex production issues, providing robust solutions and continuously improving system reliability.
- Contribute to the recruitment and hiring process by participating in interviews, evaluating candidates, and providing input on hiring decisions.
Requirements
- Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
- 5+ years of experience in software development, with substantial experience in backend systems and cloud infrastructure.
- Strong proficiency in designing and developing high-performance and concurrent applications.
- Experience with distributed systems, microservices architecture, and containerization technologies such as Docker and Kubernetes.
- Good understanding of building reliable transactional systems, including concepts such as data consistency, idempotency, concurrency, and failure handling.
- Experience working with relational databases and messaging/event-driven technologies would be advantageous.
- Solid knowledge of software testing methodologies and tools, including unit and integration testing.
- Demonstrated ability to lead projects, collaborate effectively across teams, and mentor junior engineers.
- Excellent problem-solving and analytical skills, with the ability to tackle complex technical challenges.
- Prior experience in FinTech, payments, banking, e-commerce, or other high-volume transactional systems would be an added advantage.
If you are a passionate and driven Software Engineer with a proven track record in backend development, eager to work with the latest technologies and contribute to the development of cutting-edge applications, we encourage you to apply. Join our dynamic team and be part of shaping the future of our innovative projects.
Skills Required
- Bachelor's or Master's degree in Computer Science, Engineering, or a related field
- 5+ years of software development experience
- Substantial experience with backend systems and cloud infrastructure
- Strong proficiency designing and developing high-performance, concurrent applications
- Experience with distributed systems, microservices architecture, Docker, and Kubernetes
- Understanding of reliable transactional systems, including data consistency, idempotency, concurrency, and failure handling
- Experience with relational databases and messaging or event-driven technologies
- Knowledge of software testing methodologies, including unit and integration testing
- Ability to lead projects, collaborate across teams, and mentor junior engineers
- Excellent problem-solving and analytical skills
- Experience in FinTech, payments, banking, e-commerce, or other high-volume transactional systems
What We Do
YouTrip is a multi-currency mobile wallet with a prepaid Mastercard that enables you to shop online and offline worldwide like a true globetrotter. As Singapore’s favourite multi-currency wallet, it's our thing to ensure that you pay hassle-free overseas with the best rates. Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Enjoy our in-app exchange with our 10 popular wallet currencies Goodbye hidden fees • Travel and shop freely with zero FX fees & no hidden charges • Withdraw cash fee-less* from overseas ATMs (only available for Singapore app users in foreign currency for the first S$400 per calendar month, 2% fees apply thereafter) It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with push notifications for every payment Apply for an account now to get the best rates at your fingertips! Our Story Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia, we hail from Singapore, Thailand, Hong Kong, and the rest of Southeast Asia, and we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL.
