About the role
Optimizing the Risk-Rewards Balance to support the achievements of GoFinance Organizational Objective within the boundaries of Credit and Fraud Risk for Merchant lending products. You will focus on driving the optimization of Risk adjusted return and writing the boundaries of sustainable portfolio growth.
What You Will Do
- Formulate credit risk policy for merchant lending, from whitelist strategy, credit underwriting, loan assessment as well as limit management.
- Continuously monitor and manage the achievement of Risk Appetite metrics.
- Ensure the effectiveness of currently prevailing credit risk policy/processes together with all the other relevant stakeholders
- Lead cross-functional alignment to ensure that Credit and Fraud Risk policies and processes are applied consistently and thoughtfully as the organization continues to scale. This will include alignment with any parties within the GoTo ecosystem
What you will need
- In depth knowledge of Merchant lending credit and fraud risk factors
- Strong Business acumen
- Excellent project management
- People leadership and effective stakeholder management
- Effective articulation of thoughts in both English and Bahasa
- Prior experience in Fintech Lending is a huge plus
What We Do
GoTo is the largest technology group in Indonesia, combining on-demand, e-commerce and financial services through the Gojek, Tokopedia and GoTo Financial brands. It is the first platform in Southeast Asia to host these three essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure. GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.
