Put your analytical skills to work. Build your career in risk modelling.
At Latitude, we make it possible. That starts with people who ask questions, explore new ideas and turn their expertise into outcomes that matter for our customers and our business.
We’re building an insight-led, technology-driven approach to how people borrow money. We’re looking for someone with strong foundations in statistics, maths or analytics, coding skills and the curiosity to learn.
If you’re a recent graduate or early in your career, this is an opportunity to apply what you’ve learnt to real business challenges, with support to develop your specialist knowledge along the way.
Your impact
Your work will help Latitude make better lending decisions, understand how our lending portfolios are performing and prepare for different economic conditions.
With guidance from your Senior Manager, you’ll help build and improve credit risk models, explore data and turn your findings into insights the business can use.
You’ll:
- Explore, clean and prepare data for analysis and model development.
- Help develop credit scorecards and models that assess risk and estimate future credit losses.
- Monitor model performance, investigate changes and identify opportunities to improve.
- Support research into modelling techniques, including machine learning, with a focus on reliable, explainable results.
- Share your findings with colleagues and stakeholders, while learning how models are governed and used in lending decisions.
What you’ll bring
You’re ready to put your analytical skills into practice and curious about where a career in risk modelling could take you. You enjoy working with data, writing code and using numbers to understand and solve problems.
We’re looking for:
- A qualification in statistics, mathematics, analytics or a related quantitative discipline.
- A strong foundation in statistical concepts and quantitative analysis.
- Coding skills in SQL and Python, developed through your studies, projects or work experience.
- The ability to explore, clean and analyse data, with care and attention to detail.
- A willingness to ask questions, learn from others and explain your findings clearly.
- You may be a recent graduate or have some relevant work experience.
- Experience in financial services or credit risk is a bonus—we’re focused on your technical foundations, curiosity and potential to grow.
- You are familiar with AI tools - comfortable using tools to accelerate insights, automate routine work, prepare reporting, and tailor content quickly and effectively.
More possibilities for you
We want your time at Latitude to be rewarding, with opportunities to grow your expertise and support that makes a difference to your day.
You’ll gain practical experience across credit scoring, forecasting and provisioning, learning how your technical skills can help inform business decisions.
You’ll have guidance from your Senior Manager and opportunities to learn alongside colleagues across the business.
We make it possible…
- To spend more time with your loved ones—with an extra week of paid leave each year through our Take 5 initiative.
- To enjoy greater flexibility—with a hybrid working model that combines working from home with connection in the office.
- To put your wellbeing first—with Sonder, a 24/7 support app for mental and physical wellbeing.
- To access financial benefits—with discounts on Latitude products and services.
Our values—Take Ownership, Pursue Excellence, Win Together and Create Tomorrow—guide how we work and support each other.
Sound like you?
You don’t need to tick every box. If you bring many of the skills we’re looking for and feel this could be your next step, we’d love to hear from you.
Bring your curiosity and ideas. Apply now and help us make it possible.
Successful applicants will be required to complete a background check, including criminal history and bankruptcy checks, prior to commencing employment.
Skills Required
- Tertiary qualification in a practical numerate discipline
- At least 2 years of experience developing quantitative models in consumer risk management and the financial industry
- Understanding of traditional modeling techniques, including logistic regression and PD, LGD, and EAD models
- High-level understanding of machine learning techniques
- Expertise in data mining and quantitative modeling using SQL, Python, or R
- Commercial acumen and experience across parts of the credit lifecycle
- High-level understanding of international and local accounting standards, including IFRS 9
- Curious, business-outcome-focused, and problem-solving approach
- Strong collaboration skills and ability to work with business stakeholders to identify data-driven problems
- Familiarity with AI tools for accelerating insights, automating routine work, preparing reports, and tailoring content
What We Do
Everyone has aspirations, and a goal that needs financing. However, sometimes dealing with money can leave you feeling a little overwhelmed. As Australia’s biggest non-bank lender, we want to change that. And we will. Latitude is an independent digital payments and finance company backed by decades of experience that combines start-up thinking with industry smarts. We believe in transparency over transactions, and lending to all Australians. But the biggest difference is that we want to partner with our customers. We’re the kind of people that commit to helping our customers shop and live better by championing good money habits. We want our customers to get that new car. Update their bathroom. Grow their business. Or, take the kids overseas for the first time and feel good about it. With over 2.4 million customers, Latitude believes in helping people from all walks of life prosper. So, let's work together; let's make great things happen. Latitude. Partners in money.
