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Position: Senior Risk Analyst
Location : Luxembourg
Report to : Chief Risk Officer
We will not accept any CVs via agencies.
Tokio Marine HCC International
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, Ireland, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Our products allow our customers to take on opportunity with confidence.
Just as we invest in our company, we invest in our employees’ careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding career. In turn, our competitive salaries, attractive benefits, and potential for career growth allow you to take on opportunity with confidence.”
About the role:
We are looking for an experienced Senior Risk Analyst to join our European Risk team in Luxembourg.
In this role, you will play a key part in supporting our Enterprise Risk Management framework across Tokio Marine Europe and its European branches. Working closely with business stakeholders and senior management, you will help coordinate risk reporting, maintain risk registers, analyse emerging and operational risks, and contribute to regulatory and governance activities.
This is an excellent opportunity for a risk professional who enjoys combining analytical thinking with collaboration, governance, and continuous improvement in an international insurance environment. As this is a European role, you will also be expected to travel to other European offices and locations for meetings and business activities, with travel representing up to 20% of your time.
Key Responsibilities:
Coordinate the quarterly review and maintenance of enterprise and branch risk registers.
Prepare and deliver high-quality risk reporting for governance committees and the Board.
Maintain operational risk data, including Near Miss and Loss Registers.
Analyse operational incidents, emerging risks, and trends to support business decision-making.
Coordinate operational risk scenario analysis and emerging risk assessments.
Support regulatory initiatives including ORSA, DORA-related activities, RSR and SFCR.
Support activities relating to Risk metrics, stress testing and validation exercises.
Partner with stakeholders across European branches to strengthen risk management practices.
Contribute to the development and enhancement of risk methodologies, frameworks and governance processes.
Manage the training, task allocation and day-to-day supervision of the junior analyst.
Manage performance assessment of the junior analyst and his/her career development.
Ensure that the team operates efficiently and effectively in relation to deliverables.
Skills And Competencies Required:
Master’s degree in business, Finance, Economics, Engineering, Risk Management or a related discipline.
Around 5 years' experience in enterprise or operational risk management, ideally within the insurance or financial services sector.
Strong understanding of enterprise risk management principles, governance and regulatory frameworks.
Excellent analytical, problem-solving and communication skills.
High level of accuracy with strong attention to detail.
Strong organisational skills with the ability to manage multiple priorities and reporting deadlines.
Advanced Microsoft Excel skills.
Fluent English (written and spoken).
Skills And Competencies Preferred:
Professional risk qualification (FRM or equivalent), or willingness to obtain one.
Experience working within a regulated insurance environment.
Knowledge of ORSA, DORA and wider European regulatory requirements.
Additional European language(s)
What we offer
At Tokio Marine HCC, we believe our people perform at their best when they feel supported—professionally and personally. Alongside a competitive salary, we offer a comprehensive benefits package designed to support your wellbeing, financial security and work-life balance, including:
Hybrid working model (2 days working from home, 3 days in the office)
Comprehensive private medical insurance for you and your family.
Annual discretionary bonus and competitive pension plan.
Life and disability insurance.
Lunch vouchers and a monthly wellbeing allowance.
Hybrid working with up to two days working from home each week.
Generous annual leave, additional company rest days and flexible working arrangements.
Learning and development opportunities to support your career growth.
Access to wellbeing resources including an Employee Assistance Programme, Headspace and mental health support.
Paid volunteer days and a variety of employee social events throughout the year.
The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package.
We are a successful, dynamic organisation experiencing continued growth and are seeking motivated and collaborative professionals to join our team. Tokio Marine HCC is an equal opportunity employer. Please visit www.tmhcc.com for more information about our companies.
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Skills Required
- Master's degree in Business, Finance, Economics, Engineering, Risk Management or related discipline
- Around 5 years' experience in enterprise or operational risk management
- Strong understanding of enterprise risk management principles, governance and regulatory frameworks
- Excellent analytical, problem-solving and communication skills
- High level of accuracy with strong attention to detail
- Strong organisational skills with ability to manage multiple priorities and reporting deadlines
- Advanced Microsoft Excel skills
- Fluent English (written and spoken)
- Professional risk qualification (FRM or equivalent) or willingness to obtain one
- Experience working within a regulated insurance environment
- Knowledge of ORSA, DORA and wider European regulatory requirements
- Additional European language(s)
Tokio Marine Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Tokio Marine and has not been reviewed or approved by Tokio Marine.
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Healthcare Strength — Medical options include established carriers with PPO and HDHP choices, plus dental, vision, pharmacy, telehealth, and condition‑specific programs for comprehensive access. An employee assistance program and mental‑wellbeing resources further reinforce day‑to‑day support.
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Retirement Support — A 401(k) with company match and employer‑paid life and disability coverage strengthen long‑term financial security. Careers materials and recent updates signal continued attention to retirement and protection benefits.
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Wellbeing & Lifestyle Benefits — Wellness incentives, fitness access, and a holistic “body, mind, wallet, life” framework expand total‑rewards value beyond insurance alone. Paid volunteer time and community programs add lifestyle‑oriented benefits aligned with purpose.
Tokio Marine Insights
What We Do
Tokio Marine HCC can help you or your clients be prepared for unpredictable weather patterns. Event weather insurance protects revenue losses caused by adverse weather conditions that reduce attendance and the sales of concessions, food and parking.
