Senior Representative, Credit and Customer

Posted 10 Days Ago
Be an Early Applicant
Montréal, QC
1-3 Years Experience
Software • Financial Services
The Role
The Senior Representative in Credit and Customer service will provide excellent customer service by assisting customers with inquiries and resolving issues through various channels. This role involves evaluating credit applications, maintaining policies, and suggesting improvements to procedures while working closely with team members to ensure first-contact resolutions.
Summary Generated by Built In

Are you customer oriented and looking to learn and develop in a lasting career in modern customer service? Do you want to be part of a team that collaborates in an open-concept environment to provide exceptional service for our clientele?  Do you want to have a say on how to improve the customer experience, policies and procedures?  If yes, Fairstone has built a new take on customer service teams and is looking for passionate workers such as yourself.

What do we have to offer:

  • An opportunity to build customer service skills
  • A great work environment located in the heart of downtown and easily accessible by public transit 
  • Paid training
  • 3 weeks paid vacation
  • Competitive base salary
  • A comprehensive benefit programs
  • Employee discounts
  • Employee engagement activities
  • Learning and development platform available

Your work life:

  • Full time 37.5 hours a week
  • Monday to Friday 8:00am to 11:00pm department hours 
  • Saturday 8:00am to 9:00pm department hours
  • Sunday 10:00am to 9:00pm department hours
  • Open space office environment with up-to-date technology
  • Non-traditional service model where team work and entrepreneurial spirit is encouraged
  • The customer is both the end customer as well as retail store employees
  • Work from home possibility

What will you be doing:

  • Provide prompt, courteous and efficient service that exceeds customer expectations
  • Respond to service inquiries from customers and retailers in a full-service environment, to resolve simple to moderately complex issues
  • Speak with customers via inbound chat, e-mail and phone
  • Serve as the first contact for customers seeking support on personal devices like phones and tablets enabling Fairstone products
  • Make appropriate monetary and non-monetary adjustments to accounts as needed 
  • Review and evaluate credit applications within our custom lending criteria
  • Evaluate customer credit bureaus, and maintain a prompt turnaround on credit decisions
  • Explain financing terms and respond to general dealer inquiries
  • Anticipate customer needs in order to promote various products through cross-selling/value-add opportunities.
  • Identify and suggest possible improvements on procedures, this is highly encouraged
  • First contact resolution is a priority, working with teammates to solve the callers request the first time they contact us.
  • Escalates non-resolved issues in accordance to escalation procedures
  • Maintain a very good understanding of all our Policy and Procedure
  • Ability to handle difficult customers independently with limited supervision.


    Qualifications:

    • Customer service excellence is a must, with a passion for service and ownership of each customer contact
    • Experience in customer service, sales or call center environment
    • Excellent written and oral communication skills in English and French
    • Ability to multi-task and learn quickly in a fast-paced environment while being flexible and adaptable
    • Works best in a team environment
    • Knowledge of digital technology, such as online applications and personal mobile devices
    • Strong analytical and problem-solving skills
    • Enjoy demonstrating initiative,
    • Consumer credit decisioning and finance industry experience is an asset
    • Possesses flexibility of working hours including evenings, weekends and holidays, when required

    WE ARE PROUD TO BE: Montreal's Top Employers 2024 by Canada’s Top 100 Employers!

    Learn more: https://www.fairstone.ca/en/about/canadian-lender

    Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

    If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

    Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

    Time Type:

    Full time

    Job Type:Permanent

    The Company
    HQ: Montreal, Quebec
    1,293 Employees
    On-site Workplace
    Year Founded: 1926

    What We Do

    At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way.

    Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals.

    With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast.

    In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion.

    If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team!

    For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers

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