Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.
Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2018). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.
Overview
As a Senior Product Manager, you will play a pivotal role in shaping the product roadmap, working cross-functionally with design, engineering, and other key stakeholders to deliver data-driven, user-centric products. You will lead strategic product initiatives, balancing long-term vision with short-term deliverables, and will be responsible for crafting product strategies that drive business impact.
What You'll Do
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Break down complex, open-ended problems and articulate a clear product strategy. Define product vision and craft long-term strategies, ensuring alignment with business goals.
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Identify customer pain points and prioritize customer needs. Use both qualitative and quantitative data to inform product decisions, ensuring solutions address real user needs.
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Work closely with design, engineering, and other departments to ensure seamless product development. Foster collaboration across teams, and effectively integrate design research, user feedback, and business requirements into product development processes.
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Drive product ideation sessions, brainstorm solutions, and prioritize initiatives. Set clear goals and metrics to track product progress and success, iterating quickly to ensure continuous improvement.
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Collaborate with engineering teams to ensure technical feasibility of product plans. Make informed decisions around technical trade-offs, scope, and feasibility, with a focus on driving impactful results.
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Leverage data to inform product decisions, measure success, and drive product improvements. Use split testing, ROI analysis, and proxy metrics to evaluate product performance and make data-backed decisions.
Requirements
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5+ years of experience in product management, preferably in fintech or a similar industry.
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Proven ability to break down complex problems using structured thinking and frameworks.
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Deep customer empathy and the ability to translate user needs into actionable product strategies.
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Strong experience in prioritization frameworks and balancing short-term wins with long-term goals.
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Strong technical ability to collaborate with engineers and understand technical trade-offs.
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Excellent analytical skills and experience using data to drive decision-making.
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Experience working in fast-paced, cross-functional teams with a proven track record of shipping high-quality products.
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Outstanding communication skills, able to collaborate with stakeholders at all levels, including executives.
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Strong business acumen and the ability to measure business impact through product metrics.
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Deep understanding of the mobile app ecosystem, including app store dynamics, user acquisition, engagement, retention, and monetization strategies.
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Experience optimizing mobile-first user experiences, including leveraging push notifications, in-app messaging, and personalization to drive user engagement.
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Proven track record of working with mobile analytics tools (e.g., Amplitude, Firebase, Adjust) to inform product decisions and improve user retention and conversion rates.
Nice to Have
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Experience working with products related to lending, credit cards, payments, or other financial services.
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Strong experience with A/B testing and split testing methodologies.
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Familiarity with mobile app ecosystems and financial technology.
Benefits and Perks
Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.
We believe working alongside each other is the best way to build a great product and company culture. While the expectation is to spend most of our time in office, we want to allow flexibility to employees when needed. Our goal is to provide an office environment for everyone that is inclusive and fosters collaboration while allowing for deep focus and productivity. We understand that life happens and there are circumstances that require flexibility. We want to support everyone in those moments and allow employees to operate outside of the office when needed. We are committed to ensuring that everyone is able to balance both their personal and professional responsibilities.
Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.
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100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
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401(k) with a 2.5% match and immediate vesting
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Meal program for breakfast, lunch, and dinner
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Monthly fitness reimbursement up to $100
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Life and accidental insurance
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Flexible PTO
Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.
Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.
Top Skills
What We Do
Credit Genie takes a non-traditional approach to debt relief - we perform a holistic review of a consumer's financial situation to calculate the appropriate debt reduction. Lenders have more confidence in Credit Genie's evidence-based, data driven, debt relief solution which along with helping the borrower directly, also reduces the risk of a borrower's complete default, and vastly improves overall default rates in the debt industry.
Led by founder Ed Harycki (former founder of Swift Capital / acquired by PayPal), Credit Genie is on a mission to help customers succeed by bringing ingenuity, fairness, and humanity to helping them resolve their personal debt matters.
The US consumer debt market is over $1.5 trillion and growing, with tens of millions of households struggling to meet their financial obligations. The current market to resolve this problem is fragmented, lacks transparency, and is very costly to consumers and their lenders.
Credit Genie is on a mission to fix this problem. We are building the first technology-based solution that allows borrowers to work directly with their lenders to find solutions that are fair to all parties. Through innovative debt relief solutions and its free cash advance app, Credit Genie is helping consumers tackle their unsecured debt burdens. Credit Genie is also developing educational programs to help ensure that consumers can better manage their financial affairs and achieve a healthier financial standing.