ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SMMARY
As a Senior Product Manager for Card Products at EarnIn, you'll help bring our mission to life - reinventing the financial system and helping our community members get to a better place financially. You will be responsible for scaling our core product as well as building the next set of product innovations and features to drive growth of our core business. You’ll need to employ everything in your product toolkit to architect the product strategy, constantly discover new insights, and drive forward on execution.
This is Palo Alto based position requiring in-office work 2-3 days a week. The Palo Alto base salary range for this full-time position is $189,000 - $231,000 + equity + benefits. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Deliver a first-class, innovative Card payments experience for EarnIn customers
- Create tight feedback loops with our community members and create a deep understanding of product Issues and path to resolution
- Communicate the product vision, roadmap and results to your product team, stakeholders including the executive team, and community members
- Define OKRs and set stretch goals for your product and team
- Raise the bar for design quality and user experience for our members
- Lead a cross-functional team of engineers, designers, researchers, and data analysts to build and scale products that make the most impact on our community members
- Establish, monitor and analyze metrics to track progress towards product goals
- Leverage user research and data analysis to identify and prioritize new product opportunities for your roadmap
- Design, develop, and execute features and experiments to rapidly iterate your way to the product’s success
- Collaborate with key stakeholders across marketing, risk, customer support, finance and legal to ship sustainable and compliant products
WHAT WE'RE LOOKING FOR
- 4+ years of product management and at a consumer technology product company
- Strong technical background, preferably with a background in credit cards or card payments
- Strong analytical skills in leveraging data to drive product decisions and improve metrics
- Strong product/design sense developed by shipping delightful and innovative products
- Deep user empathy and experience building products based on user needs
- Confidently creates rapid experimentation to accelerate learning and iteration
- Ability to influence and build alignment across team to successfully deliver against goals
- Ability to think outside the box to solve hard problems with creative and radical ideas
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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