Balance is a fast-growing B2B payments startup revolutionizing how businesses offer net terms and credit lines. Our AI-powered payments platform enables companies to automate and scale their credit and payment operations, making B2B transactions as seamless as consumer payments.
As a Product Manager at Balance, you will own and evolve core product experiences that power how businesses manage and optimize their financial workflows. You will lead cross-functional initiatives across engineering, design, sales, and customer teams to deliver scalable, reliable, and intuitive solutions. As part of our evolution, you will help shape AI- and agent-driven workflows that redefine how financial operations are built and experienced. You will drive product initiatives end-to-end, identify new opportunities for growth, and ensure alignment with business goals and regulatory requirements.
Responsibilities- Own a core product domain, driving strategy, execution, and outcomes.
- Collaborate with cross-functional teams including engineering, design, sales, and marketing to define requirements and deliver high-impact solutions.
- Work closely with internal stakeholders and external partners to understand APIs, integrations, and system constraints.
- Engage directly with customers and prospects to understand their workflows, validate solutions, and support enterprise conversations.
- Translate complex business processes into simple, scalable, and user-friendly product experiences.
- Define and ship AI-powered and agent-based product capabilities, both in customer-facing workflows and internal tooling.
- Continuously monitor and improve product performance across both technical reliability and key business metrics.
- Stay informed about industry trends, regulatory changes, and emerging technologies to identify new opportunities.
- 4–6 years of product management experience in a product-centric company.
- Experience in fintech or complex B2B systems, or strong ability to ramp quickly.
- Strong technical fluency, with the ability to work closely with engineers on APIs, data flows, and system design.
- Excellent communication and stakeholder management skills, including experience working with or presenting to enterprise customers.
- Strong product sense and UX intuition, especially in complex workflows.
- Curiosity and adaptability to work with AI-driven product development and agent-based systems.
- Analytical mindset with the ability to use data to inform decisions and prioritize effectively.
- Self-motivated and results-oriented, with the ability to operate independently and manage multiple initiatives.
Skills Required
- 4-6 years of product management experience in a product-centric company
- Experience in fintech or complex B2B systems, or strong ability to ramp quickly
- Strong technical fluency, including APIs, data flows, and system design
- Excellent communication and stakeholder management skills, including enterprise customer presentation experience
- Strong product sense and UX intuition for complex workflows
- Curiosity and adaptability to AI-driven product development and agent-based systems
- Analytical mindset with the ability to use data for decision-making and prioritization
- Self-motivated, results-oriented, independent, and able to manage multiple initiatives
What We Do
Balance builds financial infrastructure for B2B commerce, helping businesses manage the full transaction lifecycle. Its platform combines payment acceptance and checkout with invoicing, collections, payment reconciliation, real-time credit intelligence, and embedded trade-credit financing. It supports methods including ACH, cards, and wire, while automating finance operations and helping merchants offer flexible payment terms to business buyers. The company describes its mission as powering transactions through connected financial tools.
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