Senior Product Manager - Credit Risk

Posted 7 Days Ago
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Bangalore, Bengaluru Urban, Karnataka, IND
In-Office
Senior level
Information Technology • Software
The Role
Own Bureau’s credit product line, including credit signals, risk scores, decisioning tools, underwriting, limits, early warnings, and collections. Partner with lenders, data science, sales, and compliance to build API-first products, take models into production, and measure approval rates, delinquency, and fraud loss. The role requires hands-on consumer credit product experience, data fluency, and knowledge of credit risk signals and lending workflows.
Summary Generated by Built In
About Bureau

Bureau is a unified risk decisioning platform for Compliance, Fraud, and Transaction risks. Our platform is a single decision-making engine, powered by a 1 billion+ identity knowledge graph. Over 150 Banks, fintechs, retailers, and digital platforms use Bureau to verify identities faster and stop fraud earlier globally.

Bureau has raised $50M+ from renowned Silicon Valley and global investors including Sorenson Capital and PayPal Ventures and is expanding rapidly from APAC to Americas, Europe, and beyond.

Why Bureau?

Bureau is building the infrastructure that makes digital identities and transactions safe and trustworthy for billions of people. The mission is big, the problems are complex, and the impact is real.

We hire people who want that level of responsibility. People who move fast, build systems from scratch, and care deeply about turning strategy into execution. If you want predictability or narrow scope, this won't be your place. If you want to shape how a scaling global company operates—keep reading.

About the Role: Senior Product Manager - Credit Risk

You'll own Bureau's credit product line: the signals, scores and decisioning tools lenders use to approve, price and monitor borrowers.

This is a builder's seat. You've shipped credit products from the lender's side; now you'll turn that judgment into products hundreds of lenders use.

What you ship will shape how millions of people in India and beyond get access to credit.

What you’ll be doing

  • Own the credit signals roadmap. Pick the next signals to build, from alternative data and behavioural patterns to fraud indicators that predict credit risk.

  • Go deep with lenders. Learn how banks, NBFCs and fintechs underwrite and collect, and turn their pain into product.

  • Build across the credit lifecycle. Onboarding, underwriting, limits, early warnings and collections.

  • Partner with data science. Define what a great signal looks like and take models from experiment to production.

  • Ship, scale and prove impact. Launch API-first products and track approval rates, delinquency and fraud loss.

  • Win with GTM and compliance. Help sales pitch and price credit deals, and keep products aligned with RBI and data protection rules.

What You’ll Bring

Must have

  • 5–8 years in product, at PM or Senior PM level, owning products end to end.

  • Consumer-side credit experience at a lender, NBFC, credit fintech or BNPL player, building and scaling products in India or globally.

  • Hands-on with signals: bureau data, alternative data, risk scores or fraud indicators used to make better decisions.

  • Data fluency. You can question a Gini or KS number and pull your own insights with SQL.

  • Clear communication with a CRO, an engineer and a salesperson alike.

Good to have

  • You've built or productised a credit score, risk model or decisioning engine.

  • You've worked with India's credit stack: bureaus, Account Aggregator, UPI or GST data.

  • You've sold data or risk tools to lenders on the B2B side.

Our Culture
  • We hire self-motivated people and get out of their way

  • We value performance, not hours worked

  • Speed, ownership, and impact matter most

Compensation
  • Competitive salary + potential equity

  • Health benefits, flexible PTO, learning budget

Skills Required

  • 5–8 years of product management experience at the PM or Senior PM level, owning products end to end
  • Consumer-side credit experience at a lender, NBFC, credit fintech, or BNPL company
  • Experience with bureau data, alternative data, risk scores, or fraud indicators used for credit decisions
  • Data fluency, including the ability to evaluate Gini or KS metrics and derive insights using SQL
  • Clear communication with executives, engineers, and sales professionals
  • Experience building or productizing a credit score, risk model, or decisioning engine
  • Experience with India’s credit stack, including bureaus, Account Aggregator, UPI, or GST data
  • Experience selling data or risk tools to lenders on the B2B side
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The Company
HQ: San Francisco, CA
187 Employees
Year Founded: 2020

What We Do

Bureau is a no-code, identity decisioning platform that offers businesses the complete range of risk, compliance and ongoing fraud monitoring solutions innovated with AI. Using next-generation orchestration, Bureau provides businesses contextualized insights that lead to absolute decisions about digital identity trustworthiness. That makes it easy for consumers to transact and prevents bad actors from slipping by. Bureau helps businesses achieve growth, operate efficiently, and curtail fraud attacks as well as regulatory risks, ultimately saving businesses millions of dollars. The company is ISO 27001:2013 certified.

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