As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
Position Summary
Nothing is more important than the trust our customers have placed in us. EarnIn Design & Research is responsible for fostering that trust—through diligent customer research and innovative product strategy, all in the service of crafting high-quality user experiences.
This is a senior individual contributor role. Our Designers and Researchers collaborate in cross-functional teams that work autonomously, rapidly, and collaboratively. We’re tasked with solving the company’s most significant challenges as we grow quickly. For example, we help our customers:
- Make use of their money in the most efficient, painless way possible.
- Understand how to make progress with money.
- Feel a sense of freedom to say, “yes,” without worrying about finding themselves in financial hot water.
The US base salary range for this full-time position is $193,570-$236,586, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
What You’ll Do:
- Own the end-to-end user experience for one or two product verticals, working with Product Managers, Engineers, and Data Scientists to bring a great experience to life.
- Influence EarnIn’s product vision and design strategy.
- Collaborate with other designers to ensure a consistent experience & design language across our platform.
- Execute and contribute to our design system and processes.
What We’re Looking For:
- You have 4+ years of experience working with product teams to ship consumer products.
- You’re a skilled collaborator: you understand how to plan projects, have excellent etiquette around others’ ideas, and can get the best out of your colleagues.
- You’re prolific - you’re much more of a maker than a talker. You use your work to explore many possible solutions to a customer's need.
- You use proven principles and tools across the end-to-end design process.
- Excellent thinking and communication skills (because you’re a designer). You’re skilled at arguing for your point of view, designing, and giving/receiving feedback.
- You’re curious: You work from customer needs first.
- You have a passion for impactful financial technology.
- Bachelor's degree or equivalent industry experience required.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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