Guardian Mortgage Company, Satisfying Customers Since 1965
Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).
Our mission statement is to personally serve every customer’s short-term mortgage needs to ensure their long-term financial success, generation after generation.
A Senior Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies and completes collection of documentation to prepare loan applications for underwriting decisions. Senior Level processors handle the widest variety of loan applicants and applications with minimal supervision or guidance.
- Documentation (Review and Verification) – Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission.
- Advanced Processing – Master the process for the widest variety of loan types (conventional, FHA, VA, fixed, ARM, jumbo, multiple transactions, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed) with minimal supervision or guidance.
- Communication (Internal and External) – Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve.
- Computer Skills – Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research.
- Closing Support – Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks.
- Deadlines – Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc.
- Compliance – Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.
Qualifications
5+ years of directly related experience and training
Additional information
To apply for this position, please submit a current resume to: employment @ gmc-inc.com
5+ Years of directly related experience.
employment@ gmc-inc.com
Skills Required
- 5+ years of directly related experience
- Ability to review and verify loan documentation and accurately calculate income
- Experience processing a wide variety of loan types (conventional, FHA, VA, fixed, ARM, jumbo, Texas 50(a)(6)) and property/income types
- Proficient computer skills and experience entering data into a computerized loan processing system
- Strong internal and external communication skills to inform applicants, loan officers, and underwriters
- Knowledge of and ability to comply with investor guidelines, lending programs, and state and federal regulations
What We Do
Guardian Mortgage Company, Inc. is an independently owned and managed financial institution that specializes in originating single family, owner occupied, home mortgages. In business since the 1960s in Southeastern Michigan and North Central Texas, the company's mission is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.
