Guardian Mortgage Company, Satisfying Customers Since 1965
Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).
Our mission statement is to personally serve every customer’s short-term mortgage needs to ensure their long-term financial success, generation after generation.
In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.
A Processor Sr supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies and completes collection of documentation to prepare loan applications for underwriting decisions. Senior Level processors handle the widest variety of loan applicants and applications with minimal supervision or guidance.
1. Documentation (Review and Verification) – Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission.
2. Advanced Processing – Master the process for the widest variety of loan types (conventional, FHA, VA, fixed, ARM, jumbo, multiple transactions, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed) with minimal supervision or guidance.
3. Communication (Internal and External) – Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve.
4. Computer Skills – Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research.
5. Closing Support – Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks.
6. Deadlines – Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc.
7. Compliance – Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.
5+ years of directly related experience and training
To apply for this position, please submit a current resume to: employment @ gmc-inc.com
Skills Required
- 5+ years of directly related experience and training
- Ability to review and verify loan documentation for accuracy and completeness
- Experience satisfying DU requirements and performing income calculations prior to underwriting
- Knowledge of a wide variety of loan types (conventional, FHA, VA, fixed, ARM, jumbo, refinance, purchase, Texas 50(a)(6)) and property/income types
- Strong written and verbal communication with applicants, loan officers, underwriters, and third parties
- Proficiency entering loan data into a computerized loan processing/LOS and conducting online research
- Ability to meet tight deadlines for underwriting and closings
- Knowledge of compliance, investor guidelines, lending programs, and applicable state and federal regulations
- Ability to assist in preparing loan closings and related support tasks
What We Do
Guardian Mortgage Company, Inc. is an independently owned and managed financial institution that specializes in originating single family, owner occupied, home mortgages. In business since the 1960s in Southeastern Michigan and North Central Texas, the company's mission is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.
