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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
We are seeking a Senior Principal Engineer to join our team. SoFi is building out a new team to develop crypto products and services for our members. Recent developments made a path for SoFi to begin to re-enter the space and expand on our product offerings with intuitive, secure and fully featured products across crypto Investing, Transfers, Payments, Custody and beyond.
On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.
At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you.
Key responsibilities
- Build high-quality, scalable systems with a focus on performance, security, and reliability in crypto products.
- Shape the technical architecture across SoFi’s crypto stack — wallets, custody, trading, and beyond.
- Drive new ideas and technical strategies that push our crypto offerings forward.
- Raise the bar on engineering through code quality, mentorship, and setting strong technical standards.
- Apply deep knowledge of crypto protocols, smart contracts, and blockchain infrastructure.
- Collaborate across teams to deliver reusable crypto services and integrate with SoFi’s broader platform.
- Mentor engineers and contribute to a culture of technical growth and curiosity.
- Lead discussions, reviews, and decisions across teams and with senior technical leadership.
- Make smart, pragmatic decisions that balance speed and quality.
- Stay curious — constantly learning new tools, protocols, and patterns in the evolving crypto space.
- Ask hard questions, give and take feedback well, and thrive in a collaborative, fast-moving environment.
What you'll need:
- 10+ years programming experience, with significant experience in modern day languages and familiarity with AI tools
- Expert understanding and hands-on experience building and operating large-scale fault-tolerant distributed systems, workflows, databases and mobile/web applications
- Deep understanding of code release, deployment orchestration / rollout mechanisms, logging, instrumentation, monitoring, and alerting in a microservices environment
- Experience with public cloud infrastructure
- Excellent verbal and written communication skills
- Understanding of blockchain fundamentals and distributed ledger technologies
- Familiarity with digital assets across major chains (Bitcoin, Etherium, etc.)
- Hands-on experience with smart contracts
- Familiarity with custody, settlement, and clearing of crypto transactions
- Experience with security and best practices for wallet management
- Exposure to crypto trading platforms, market data, and DeFi protocols
- Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage)
- Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions
- Prior work in or collaboration with crypto-native companies or fintechs
- Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services
What the Team is Saying
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
