Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.Division Overview
Our Premium Audit team makes sure policyholders pay premiums that accurately reflect their business. We work as a shared service across Great American Insurance Group's business units and sit within the Financial Division, which oversees accounting and financial reporting for American Financial Group and Great American Insurance Group.
Position Overview
The Senior Premium Auditor conducts audits of policyholder financial and operational information to ensure exposures are accurately reported and classified and that premiums are correctly calculated. This role reviews payroll, financial records, business operations, and supporting documentation while partnering with insureds, underwriters, producers, and internal teams to resolve discrepancies. The position requires strong analytical, communication, and customer service skills, as well as the ability to work independently. This is a fully remote position, and qualified candidates located within the continental United States will be considered.
Responsibilities
- Conduct premium audits by reviewing payroll, financial records, tax reports, business operations, and other supporting documentation.
- Analyze audit findings and operational information to identify discrepancies and ensure accurate premium calculations.
- Evaluate classification codes, policy exposures, insurance certificates, and claim activity in accordance with applicable rules and requirements.
- Resolve audit discrepancies and disputes by collaborating with insureds, producers, underwriters, and internal business partners.
- Prepare accurate and timely audit reports that clearly communicate findings and support underwriting decisions.
- Review vendor audit reports for quality, accuracy, and completeness.
- Obtain records and information from policyholders, providing responsive, professional service throughout the audit and any post-audit activities.
- Manage audit assignments, documentation, and reporting requirements independently and within established timelines.
Qualifications
- Bachelor’s degree in Accounting, Finance, Business, Risk Management and Insurance, or a related field, or equivalent experience.
- Generally, three to six years of experience in premium audit, underwriting, accounting, finance, or a related field; insurance accounting experience preferred.
- Experience with workers’ compensation and general liability audits and multi-state rules and classifications. Knowledge of California (WCIRB) rules and classifications required. Commercial auto experience is a plus.
- Strong analytical skills with the ability to review financial, payroll, tax, and operational information and resolve discrepancies.
- Excellent written and verbal communication, customer service, and organizational skills, with the ability to work effectively in a remote environment.
- Progress toward or completion of a professional designation such as APA, AU, CPCU, or ARM is preferred.
Technical Skills
- Proficiency in Microsoft Excel, including formulas, sorting, and data analysis with tools such as pivot tables.
- Knowledge of Adobe Acrobat Pro and Visual Audit is a plus.
Business Unit:
Property & Casualty Finance
Salary Range:
Benefits:
We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.
*Excludes seasonal employees and interns.
Skills Required
- Bachelor’s degree in Accounting, Finance, Business, Risk Management and Insurance, or a related field, or equivalent experience.
- Three to six years of experience in premium audit, underwriting, accounting, finance, or a related field.
- Experience with workers’ compensation and general liability audits.
- Knowledge of multi-state rules and classifications.
- Knowledge of California WCIRB rules and classifications.
- Strong analytical skills for reviewing financial, payroll, tax, and operational information and resolving discrepancies.
- Excellent written and verbal communication, customer service, and organizational skills.
- Ability to work effectively in a remote environment and independently manage assignments.
- Proficiency in Microsoft Excel, including formulas, sorting, and pivot tables.
- Insurance accounting experience.
- Commercial auto experience.
- Progress toward or completion of APA, AU, CPCU, or ARM designation.
- Knowledge of Adobe Acrobat Pro and Visual Audit.
Great American Insurance Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Great American Insurance Group and has not been reviewed or approved by Great American Insurance Group.
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Leave & Time Off Breadth — PTO, paid holidays, and paid parental leave are positioned as generous from the first year. These time‑off provisions are seen as core strengths of the total package.
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Healthcare Strength — Health coverage includes comprehensive medical, dental, and vision options supported by HSA and FSA programs. Wellness resources such as EAP access, fitness facilities or reimbursements, and instructor‑led classes broaden the offering.
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Retirement Support — Immediate 401(k) eligibility with a competitive company match and potential discretionary retirement contributions support long‑term savings. An employee stock purchase option and various discounts further reinforce financial benefits.
Great American Insurance Group Insights
What We Do
Based in Cincinnati, Ohio, the operations of Great American Insurance Group are engaged primarily in property and casualty insurance, focusing on specialty commercial products for businesses. We have more than 30 specialty property and casualty insurance businesses, and in 2021, approximately 50% of our gross written premium in our property and casualty operations was generated by business units with a Top 10 market ranking. Great American Insurance Company has received an "A" (Excellent) or higher rating from the AM Best Company for more than 110 years (most recent rating evaluation of "A+" (Superior) affirmed December 3, 2021). The members of Great American Insurance Group are subsidiaries of American Financial Group, Inc. (AFG), also based in Cincinnati, Ohio.
